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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No issues would recommend to friends and family

No issues would recommend to friends and family Reviewed on: 15th January 2026

New experience with no problems polite and efficient...

New experience with no problems polite and efficient service, understand the app etc Reviewed on: 15th January 2026

Zopa app is excellent, love the advice given

Zopa app is excellent, love the advice given Reviewed on: 15th January 2026

It's just a great card, really good service and help...

It's just a great card, really good service and helpful support Reviewed on: 15th January 2026

Very professional the best out there

Very professional Best out there Reviewed on: 15th January 2026

Great service all round from the customer service te...

Great service all round from the customer service team to the app on the phone Reviewed on: 15th January 2026

I’ve had lots of cards and this is by far the best f...

I’ve had lots of cards and this is by far the best for easiness to use and simple instructions to follow and no cold calling or hassle Reviewed on: 15th January 2026

Absolutely fantastic company highly recommend it to...

Absolutely fantastic company highly recommend it to anyone who needs a credit card. Reviewed on: 15th January 2026

Easy to use site user friendly with all the informat...

Easy to use site user friendly with all the information you need to hand Reviewed on: 15th January 2026

I haven't been with zopa very long but find they are...

I haven't been with zopa very long but find they are brilliant good interest rates excellent company thankyou Reviewed on: 15th January 2026

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