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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best experience and best offers

Flawless and very easy to use. Good customer service Reviewed on: 13th January 2023

Great rates

Low monthly payments easy to use , always happy to help if have any questions Reviewed on: 13th January 2023

Professional and very transparent explanations

I strongly recommend ZOPA as they are very straightforward and simple to deal with.Customer service is absolutely helpful. Reviewed on: 13th January 2023

The best credit card there is

Brilliant company for,customer service,polite and helpful staff and all round good credit card. Reviewed on: 13th January 2023

Excellent!

Really easy to use the App, make the application & keep up with my account spending. Fabulous customer service. Rates good and clear to understand. Couldn't fault Zopa, highly recommended Reviewed on: 13th January 2023

easy to get and very satisfied with it

very pleased, it has a very easy to understand app, and the payment is acceptable Reviewed on: 13th January 2023

Amazing product

Great card very user friendly and easy to use application Reviewed on: 13th January 2023

Excellent product and even better service

It is refreshing to deal with a professional company which offers a product which is suitable and right for each customer. A realistic credit limit in a quick but thorough application. The most refreshing thing is their attitude to customer service, if I could give more stars I would as their team is always professional, with an excellent view on service snd customer satisfaction. Reviewed on: 13th January 2023

great service

I believe that this card is one of the best cards that I have received, I believe that this is a great card, with a great service and a great experience to use this. Reviewed on: 13th January 2023

The best credit card service

Amazing very good customer service remind me to pay so never miss a payment but if you do small late fees 10/10 Reviewed on: 13th January 2023

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