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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

reliable .

Good all round performance. reliable and knowledgeable staff running an efficient financial machine. Reviewed on: 13th January 2023

Good company

A very good company to help you, I have got no problem with the service. Good information, and thay or all way's there for their customers for help. Reviewed on: 13th January 2023

Zopa

Excellent customer service . A really great company Reviewed on: 13th January 2023

So easy to apply and use

Was so quick and easy, and the app is so nice to use. The best bit is the credit cushion! A way for me to control my spending whilst having emergency funds if I need them. Reviewed on: 13th January 2023

A light in the dark tunnel

Incredibly helpful, great interest rates. I would highly recommend them as your credit card provider Reviewed on: 13th January 2023

My favourite credit card

Excellent credit card to have, very low interest. Great customer service. If you haven’t already got Zopa credit card I highly recommend. Reviewed on: 13th January 2023

Credit when you need it

Safe Sufficient and reliable. That’s all I have to say. Reviewed on: 13th January 2023

Great company

Reliable service. Great interest rates. User friendly app. Reviewed on: 13th January 2023

Very good service and maintenance

I really liked the zopa credit card, it is easy to pay with it Reviewed on: 13th January 2023

Easy to use

With the app and the capability off setting a reserve it makes using the credit card overly simple to use but keep under control excellent for building credit rating Reviewed on: 13th January 2023

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