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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Clear and accessible app

Very easy to manage account through the app. Everything extremely clear, both in the style and layout of the app and the actual information displayed. There is no unnecessary small print to contend with. Great app. Simplicity at its best. Reviewed on: 13th January 2023

Fantastic card

Fantastic card it helps me to Increase my Credit score Reviewed on: 13th January 2023

Excellent Experience

Simply to open the account, great customer services Reviewed on: 13th January 2023

Easy to use safe

Great app amazing card Good for alerts customer service are helpful Reviewed on: 13th January 2023

Great product

The application was easy to do, a decision was made very quickly with a credit limit set that is affordable. Card arrived in the time stated and the app is easy to use. Reviewed on: 13th January 2023

Honest and transparent

Upfront, honest about all charges. Clear operation of app, no hidden surprises. Reviewed on: 13th January 2023

Great service

Found it easy to apply, even with bad credit. Use it to help build my credit score. Been great. Reviewed on: 13th January 2023

Trustworthy and recommended

Easy to use app. Great communication through app and text messages. Never had any problems Reviewed on: 13th January 2023

The best

The fee is low and the application is very easy to use and understand. Everything is clear and no hidden costs. Reviewed on: 13th January 2023

Best company iv been with

Iv never had any problems with the company the staff are very helpful and go above and beyond for there customers Reviewed on: 13th January 2023

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