Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44332)

Honest service

5
I have both Credit Card & Loan from Zopa. I have found them nothing but professional through the application process Reviewed on: 13th January 2023
Rob Price's avatar
Rob Price

Great company

5
My experience with Zopa has always been positive Reviewed on: 13th January 2023
Marie French's avatar
Marie French

They have looked after me really well great product

5
The app is easy to use contacting the company is easy every thing is so smooth to ise Reviewed on: 13th January 2023
Brian gibbs's avatar
Brian gibbs

Excellent service

5
Zopa help people with previous credit issue get back on track Reviewed on: 13th January 2023
jasonbish0543@icloud.com's avatar
[email protected]

The best

5
I would recommend it because it is quick to settle small interest good cooperation Reviewed on: 13th January 2023
Jan Blecha's avatar
Jan Blecha

Great card

5
Card was easy to apply for straight forward no hassle has an app which you can download load and handle card ie payments Reviewed on: 13th January 2023
Darren Mitchell's avatar
Darren Mitchell

Fantastic

5
Brilliant card to use and so easy to manage Reviewed on: 13th January 2023
Philip 's avatar
Philip

Excellent service

5
The process for applying and registering for my ZOPA Account was easy to understand, Easy to Apply, And Acceptance was quick. The communication from ZOPA was outstanding and so understandable. I was kept informed throughout the whole process from Application to Receiving my Card, A very happy customer, Thank you Reviewed on: 13th January 2023
Glenn's avatar
Glenn

Excellent service

5
Best credit card I've had because of service and help when needed Reviewed on: 13th January 2023
steve Jonathan's avatar
steve Jonathan

Excellent Service, Easy to Use App

5
Zopa are my goto Credit Cards, I like that my account is updated as soon as I make a payment. The App is so easy to use Reviewed on: 13th January 2023
Kevin Chard's avatar
Kevin Chard

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69072 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1546 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6572 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill