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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Simple & Friendly

Application process was quick and simple. All correspondence is clear and precise: Reviewed on: 13th January 2023

Superb Credit Card

Excellent card, informative and user friendly Reviewed on: 13th January 2023

Fabulous Company

Easy to apply and set up. Couldn’t recommend enough… Reviewed on: 13th January 2023

Fast and easy

Zopa is fast and easy to use. It helps me make payment even when I'm abroad Reviewed on: 13th January 2023

Supurb.

Really helpful. Easy to use. Very easy to navigate. Keeps you updated by email. Reviewed on: 13th January 2023

Fantastic

Easy to apply and quick response very happy with service Reviewed on: 13th January 2023

Zopa credit card - highly recommend

From application to receiving my credit card, everything was done smoothly. I got a good credit amount and they are excellent at keeping you up to date with remaining balances etc. Reviewed on: 13th January 2023

A fast and clean service

They provide a good service and what they promise they stand on it really nice zopa Reviewed on: 13th January 2023

Best card on the market

Excellent service and advice probably the best credit card provider on the market Reviewed on: 13th January 2023

Amazing credit card

What can I say amazing card amazing support and great credit limit pay off what you can and they increase your card any issues they are there to help highley recommended Reviewed on: 13th January 2023

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