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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Best Credit Card

I have never had any problems with ZOPA. They offer a good card and they will solve your problems for you with a new card should you have any trouble. Reviewed on: 13th January 2023

Excellent

Excellent company and customer service Reviewed on: 13th January 2023

Easy to use credit card

Zopa is a transparent credit card. It is easy to use and has a fantastic app to support it, which makes every clear showing your balance and making payments simple. Reviewed on: 13th January 2023

Great

Have had a smooth experience with Zopa since taking out my credit card Reviewed on: 13th January 2023

Easy and quick!

Zopa is easy, quick and helpfully, you have quick answer and soon you got it you start use too. Reviewed on: 13th January 2023

Good

Nice company . Good and quick service. Friendly app. Reviewed on: 13th January 2023

Great credit card, easy to use and to make payments

Easy to use app to find balance Reviewed on: 13th January 2023

Super Zopa

Easy application. Easy to use App. Just brilliant. Reviewed on: 13th January 2023

Great Support

Quite simply a life line, when others turned me down, Zopa said yes, fantastic Reviewed on: 13th January 2023

Credit card

Fast reply and good rates quickly sent out and easy to set up Reviewed on: 13th January 2023

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