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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Zoooooppppa

Great for building your credit score Reviewed on: 13th January 2023

Great rates, slick app.

Applied for a Zopa credit card and got a better rate than my platinum cards from Lloyd's and HSBC. App is great, no glitches and has never hung on me. Intuitive and clear with a great rate and decent limit. What more is there to like? Reviewed on: 13th January 2023

They are brilliant

I had it for the past 1 year it’s perfect better then all the other credit cards Reviewed on: 13th January 2023

Great and friendly company

Since I have been with Zopa they have always been exceptionally helpful, professional and understanding in all my dealings with them. Everything is very clear and easy to understand and follow Reviewed on: 13th January 2023

Great honest credit

Great Customer service. Easy to pay back online or in app Reviewed on: 13th January 2023

Very good to deal with

App very easy to use easy to apply Reviewed on: 13th January 2023

Great credit card

Easy to apply and set up. What can I say its a great company . Would definitely recommend to family and friends Reviewed on: 13th January 2023

Easy to apply , great customer service

Application is easy , no awkward questions . I love Zopa . It’s how banks should be . Reviewed on: 13th January 2023

Good service

Very informative easy to use send stamens reminders Reviewed on: 13th January 2023

I do not have any complaints about it.

Easy to apply, everyone is so friendly and helpful. Reviewed on: 13th January 2023

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