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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great service

This has helped me build my credit score… Reviewed on: 13th January 2023

Good straight forward

Really helpful and straight forward to work with zopa Reviewed on: 13th January 2023

Very good company

Very helpful and good communication Reviewed on: 13th January 2023

Great card

A really decent company and easy to use credit card Reviewed on: 13th January 2023

Responsible

They keep an eye on my account are responsible as in what I can and can't afford and dont offer me finance which I cannot afford therefore not giving me the option to get me debt at all which can be so tempting when it can be so easy to get more credit and more worry within my household Reviewed on: 13th January 2023

Easy to set up on my phone

When I spoke with an advisor, they were very helpful , my issue was dealt with swiftly Reviewed on: 13th January 2023

Love it

Gave me a credit card when others wouldn’t. Used it to help build my credit score. Even got a top up on my credit. Wouldn’t be without my Zopa card Reviewed on: 13th January 2023

Great product

Easy to use, great credit product provider Reviewed on: 13th January 2023

Great

Great service , easy app access . Reviewed on: 13th January 2023

Great offer.

Easy to apply. Quick decision and reasonable credit rate available. Reviewed on: 13th January 2023

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