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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Modern,sleek and easy

Just like the title says this card provider is modern sleek and easy. Reviewed on: 13th January 2023

Great service

Great credit card, reasonable credit limits and always good advice! Reviewed on: 13th January 2023

Great company

Easy to set up with apllication process I have had 2 loans and a credit card and no issues and like how easy it is to use the app to check payments etc and also like that it tells me what and where I have spent my money while using my credit card. Reviewed on: 13th January 2023

Great

Amazing card, brilliant service highly recommended Reviewed on: 13th January 2023

Easy to get

The application is eqsy to use and openning the account is hassle free Reviewed on: 13th January 2023

Happy Customer

Easy to use app - always helpful - customer orientated - highly recommendable Reviewed on: 13th January 2023

Supy

Very good company . I like it.... Reviewed on: 13th January 2023

Simply the best credit card provider

From requesting a card through approvals, card arriving, using the app and paying my balance. ZOPA cannot be faulted. Reviewed on: 13th January 2023

Excellent service

No fuss credit at a good rate espy to apply - prompt - card arrived in timely fashion - can’t fault it Reviewed on: 13th January 2023

Just how it should be

I have a busy lifestyle and the app makes it easy to apply and pay bills any time night and day. Reviewed on: 13th January 2023

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