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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good service

Very informative easy to use send stamens reminders Reviewed on: 13th January 2023

I do not have any complaints about it.

Easy to apply, everyone is so friendly and helpful. Reviewed on: 13th January 2023

Brilliant card provider

Zopa provide manageable credit limits and have always been quick to deal with any issues. Highly recommended Reviewed on: 13th January 2023

Amazing company!

Zopa have been amazing since the day I signed up for my credit card! Always fair, great offers on services and I feel amazing they have given me opportunities others couldn’t! I would definitely recommend Zopa to anyone and everyone! Reviewed on: 13th January 2023

Best credit card EVER.

Zopa is an amazing credit card. I really enjoy using ZOPA credit card. ZOPA is the best. Reviewed on: 13th January 2023

Great for building credit

Easy way to get a little cash in case of an emergency and build credit Reviewed on: 13th January 2023

Excellent service at affordable rates

Not just a credit card company who increases limits to make profit on. Interest charges . A company who work with you and ensure you can contact when needed Reviewed on: 13th January 2023

Amazing product

Really enjoyed using zoopa card. Easy to manage. Highly recommended. Reviewed on: 13th January 2023

Fabulous, easy to use and keep track of my spending

All transactions are immediately sent to you, and regular spending tracking to keep you in control. Brilliant card. Reviewed on: 13th January 2023

Marius Radu

Is a great company what help a lots off people. Reviewed on: 13th January 2023

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