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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

User friendly

Easy to use app with seamless use. Would recommend. Reviewed on: 13th January 2023

Simply amazing

This company goes above and beyond to help you with anything I recommend them to all of my friends and family Reviewed on: 13th January 2023

Great service

This has helped me build my credit score… Reviewed on: 13th January 2023

Good straight forward

Really helpful and straight forward to work with zopa Reviewed on: 13th January 2023

Very good company

Very helpful and good communication Reviewed on: 13th January 2023

Great card

A really decent company and easy to use credit card Reviewed on: 13th January 2023

Responsible

They keep an eye on my account are responsible as in what I can and can't afford and dont offer me finance which I cannot afford therefore not giving me the option to get me debt at all which can be so tempting when it can be so easy to get more credit and more worry within my household Reviewed on: 13th January 2023

Easy to set up on my phone

When I spoke with an advisor, they were very helpful , my issue was dealt with swiftly Reviewed on: 13th January 2023

Love it

Gave me a credit card when others wouldn’t. Used it to help build my credit score. Even got a top up on my credit. Wouldn’t be without my Zopa card Reviewed on: 13th January 2023

Great product

Easy to use, great credit product provider Reviewed on: 13th January 2023

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