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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Beat credit card

Customer service is great and the app is great too! Reviewed on: 13th January 2023

When I had nothing they gave me hope

Up to the SECOND spending. Where when how your money has been spent. Can't ask for better. Reviewed on: 13th January 2023

Amazing company

Had credit card for over year best company I’ve used Reviewed on: 13th January 2023

Sensible lending

Easy application and a sensible approach to lending. Easy to use app and regular updates on account management. Reviewed on: 13th January 2023

Great service, easy to use

Hassle free, competitive rates and an easy to use app for an old technophobe! Can't fault it at all and have recommended to family Reviewed on: 13th January 2023

Reliable

Zopa is one of the best i’ve ever used, easy to apply, no hidden or extra charges Reviewed on: 13th January 2023

They are rate and the customers service is excellent

They app is very easy to operate Reviewed on: 13th January 2023

Amazing service

Great service with easy to use app Highly recommended to all Reviewed on: 13th January 2023

Great rates and easy app

App is simple to use, clear and user friendly. Interest rates are great compared to others. Reviewed on: 13th January 2023

Very good zopa

Very good zopa thank you Reviewed on: 13th January 2023

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