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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

No fuss credit at a good rate espy to apply - prompt - card arrived in timely fashion - can’t fault it Reviewed on: 13th January 2023

Just how it should be

I have a busy lifestyle and the app makes it easy to apply and pay bills any time night and day. Reviewed on: 13th January 2023

Fantastic

Very easy to apply and decision takes minutes Reviewed on: 13th January 2023

Set up

Very easy to use and simple step by step, very happy with Zopa’s service, 10 out of 10 Reviewed on: 13th January 2023

Very helpful company

Straight forward and easy to apply Reviewed on: 13th January 2023

Good support

Always available to help. Good support and a lot of options. Reviewed on: 13th January 2023

Outstanding service improvement for credit score

Applied was accepted right away 500 pound limit to start very good managing beautifully thank you Reviewed on: 13th January 2023

Good credit card provider

Good experience so far with zopa Reviewed on: 13th January 2023

Good all round provider

Everything is simple in the app really easy to use and no problems Reviewed on: 13th January 2023

Easy to sign up

The process was easy once the card was issued I used the app with out a problem customer service is good and never had a problem Reviewed on: 13th January 2023

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