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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy access to the app and good custoemr service whe...

Easy access to the app and good custoemr service when i need it Reviewed on: 15th January 2026

really happy with card great app and customer servic...

really happy with card great app and customer service excellent when i reach out to them. Reviewed on: 15th January 2026

Great Customer Service.

Easy to connect with and prompt answers to requests.in my experience interest rates are really competitive.Any problems,sorted quickly. Reviewed on: 15th January 2026

one of the best cards around

Excellent service excellent product very friendly and helpful staff Reviewed on: 15th January 2026

Good experience spending money abroad no extra charg...

Good experience spending money abroad no extra charges great exchange rate Reviewed on: 15th January 2026

Delivered what I expected from them

Delivered what I expected from them Reviewed on: 15th January 2026

Always great customer services.

Always great customer services. Best Credit Card I’ve used by a country mile! Reviewed on: 15th January 2026

Excellent communication and excellent mobile app

The communication that you receive regarding your card and the transactions is on point. The bank app is very user friendly. Reviewed on: 15th January 2026

I had a poor credit rating and I I applied to Zopa a...

I had a poor credit rating and I I applied to Zopa and was accepted straight away. Reviewed on: 15th January 2026

I've always found zopa helpful and polite everyone I...

I've always found zopa helpful and polite everyone I've spoken to has been professional and helpful they treat you with respect and kindness it's a joy to speak to them Reviewed on: 15th January 2026

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