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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great account and easy to manage

Great account and easy to manage payments good little credit builder and not extremely high interest rates like others Reviewed on: 15th January 2026

Good communication

Website easy to use. Information needed is easy to see and follow. Generally the website is user friendly. Reviewed on: 15th January 2026

Awesome credit card provider

Awesome credit card provider , customer service is excellent a, easy to use app Reviewed on: 15th January 2026

Good customer service very good app offer a lot of p...

Good customer service very good app offer a lot of products Reviewed on: 15th January 2026

Great service, easy to use app and customer care/ se...

Great service, easy to use app and customer care/ service an amazing experience Reviewed on: 15th January 2026

Improving quality of life

I had a poor credit rating and was struggling to improve it. The card from Zopa has helped me build my score and in doing that, it’s helped me improve my quality of life. Reviewed on: 15th January 2026

Ace card keeps in touch and limit is ace

Ace card keeps in touch and limit is ace Reviewed on: 15th January 2026

Very friendly staff,Prompt replies, easy to use app

Very friendly staff,Prompt replies, easy to use app Reviewed on: 15th January 2026

Excellent loan & credit card but I’ve had both great...

Excellent loan & credit card but I’ve had both great & appalling customer service Reviewed on: 15th January 2026

Fast, efficient, excellent company.

Fast, efficient, excellent company. Reviewed on: 15th January 2026

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