Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent experience so far with excellent Apps

Excellent experience so far with excellent Apps that provide everything you need Reviewed on: 15th January 2026

Great card and experience great incentives

Great card and experience great incentives Reviewed on: 15th January 2026

best customer service, very easy app and secure to use.

best customer service, very easy app and secure to use. Reviewed on: 15th January 2026

Brilliant credit card provider

I have found my Zopa credit card easy to pay with excellent service plenty of notice given of the amount of your direct debit being taken and when. Brilliant site and easy to use. Reviewed on: 15th January 2026

Good service and card.

Good service and card. No issues Reviewed on: 15th January 2026

Purchase Interest is a bit of a pain.

Purchase Interest is a bit of a pain. Reviewed on: 15th January 2026

KEEP UP THE GOOD WORK

ALWAYS KEEPS ME INFORMED OF MY BALANCE AND POSSIBLE WAS TO PAY OFF MORE. Reviewed on: 15th January 2026

Muy bien no tengo problemas en pagar algo

Muy bien no tengo problemas en pagar algo Reviewed on: 15th January 2026

Excellent bank good notifications re payments and in...

Excellent bank good notifications re payments and information on other products by email Reviewed on: 15th January 2026

Quick and easy app to use great rates and customer s...

Quick and easy app to use great rates and customer support it great Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.05 from 24 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews
Flex Purchase credit card
from Monzo 4.97 from 3078 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5950 reviews
Smart Saver
from Zopa 4.94 from 8050 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub