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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

App Service

Easy to use app. And feels trustful. Reviewed on: 15th January 2026

Very professional ,very good costumer service

Very professional ,very good costumer service Reviewed on: 15th January 2026

Awsome very helpful and easy to work with

Awsome very helpful and easy to work with Reviewed on: 15th January 2026

Very happy with the service

Very happy with the service very easy to use the app and any problems easy to speak to operatorr Reviewed on: 15th January 2026

very good interest rates, very good easy to use

very good interest rates, easy to use Reviewed on: 15th January 2026

Utterly Brilliant very friendly and easy so happy I...

Utterly Brilliant very friendly and easy so happy I get Through, is a Huge fun for this company I'm very satisfied and Relyable At Anytime Reviewed on: 15th January 2026

The company that cares

Very easy to apply, great customer service that help all the way along Reviewed on: 15th January 2026

Are always there if or when I needed help.

Are always there if or when I needed help. Reviewed on: 15th January 2026

Find it very easy to understand and use the app

Find it very easy to understand and use the app Reviewed on: 15th January 2026

I have been with zopa for nearly a year and they are...

I have been with zopa for nearly a year and they are so helpful and offer and offer the best support Reviewed on: 15th January 2026

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