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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good credit card

Credit score boost up, control expenses Reviewed on: 13th January 2023

Great

Iv had had my card for a little while now the app is very intuitive and easy to navigate Reviewed on: 13th January 2023

Promt decision

Easy and clear outline. I was given a decision within minutes. Very happy with my credit. Reviewed on: 13th January 2023

Great service

Easy to use and good customer service Reviewed on: 13th January 2023

Very easy to use

Great credit card never had a problem Reviewed on: 13th January 2023

Mr Rafiqul

Best credit card it is very good Reviewed on: 13th January 2023

Superb service

Never any issues with the service. Would recommend 100 percent Reviewed on: 13th January 2023

Zopa company

Very good for build up credit history , online services help your needs Reviewed on: 13th January 2023

Easy as a Sunday morning

I was impressed with the swiftness of getting the card and even more impressed with the app! Very customer friendly and great tools within if needed. I would recommend Reviewed on: 13th January 2023

Mrs

Zopa is the best credit card love to be in zopa Reviewed on: 13th January 2023

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