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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Credit card

Zopa is great and easy to pay back and account updates straight away and off great ways to saves Reviewed on: 11th January 2023

Great experience

Great card easy to use low interest rate Reviewed on: 11th January 2023

Easy to use and follow instructions

Great company, always telling you up to date information and account info, Friendly and courteous and well run Reviewed on: 11th January 2023

It's going places very good so far

It's good easy efficiency I like so far very good Reviewed on: 11th January 2023

Very good

The Best credit card easy to make i am very happy Reviewed on: 11th January 2023

Great Value

Great to be able to save money in a separate account as well as having the freedom to spread your spending. Reviewed on: 11th January 2023

I would highly recommend Zopa to family and friends. Great customer service and easy to use app

The app allows me to make payments and check my balance. It even gives me an option to save. The app is easy very easy to use Reviewed on: 11th January 2023

Best service

I found that zopa is best company Reviewed on: 11th January 2023

Nice banking service

Good customer service The take calls in minutes Reviewed on: 11th January 2023

Most easiest card I have ever had

The card and app is honestly I would say the best I've ever used. It is so effortless when you want to pay it off each month and the card has a really good look to it. Looks more modern then the standard card look. Reviewed on: 11th January 2023

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