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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy acceptance great rates

5
So happy with Zopa love the app was so easy to open with great rates and now happy to see they’ve now opened a savings option which I’m going to be opening later today so added bonus have recommended to many Reviewed on: 27th January 2022

Excellent service and a must company to be with.

5
Since I have joined zopa I quickly came to the conclusion that it was best thing I have ever done. It has everything you need for the world of finance, and it is a must have company to deal with all your financial needs. Reviewed on: 27th January 2022

Best bank

5
Best bank I have used simple as that i love them Reviewed on: 27th January 2022

Ti's good

5
Really good..easy to use... simple and yet great service.. Reviewed on: 27th January 2022

amazing company

5
Very understanding company and great customer service Reviewed on: 27th January 2022

Great easy to use app

4
Easy to follow where your up to on your spends Reviewed on: 27th January 2022

The best

5
Excellent services, good products. Reviewed on: 27th January 2022

Simple and easy to use

5
Very easy to track spending/ pay and manage card Reviewed on: 27th January 2022

Awesome & Valued

5
What a great day when I stumbled across Zopa. Whilst I wasn't really looking for a credit card, I've been revolutionised to the point that it's part of my routine in the month and paying it off couldn't be easier. Thank you so much Zopa. Long may you last! Reviewed on: 27th January 2022

Great credit card

5
Arrived quickly. No waiting on endless options to verify it. No fuss app. Reviewed on: 27th January 2022

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