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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Customer service

5
Friendly and put the customer first Reviewed on: 29th March 2022
Neil Cuthbert's avatar
Neil Cuthbert

Best Credit Card

5
Best Credit Card for a long time. Very easy app to use also. Different. Options within the Zopa credit card App, not seen on Others. Reviewed on: 29th March 2022
Aidan Dolan 's avatar
Aidan Dolan

Zopa

5
Easy to use and pay off account, check balances and close account Reviewed on: 29th March 2022
Shelleymolla@outlook.com's avatar
[email protected]

Great

4
Would Recommend friends and family Reviewed on: 29th March 2022
pearceydean0@icloud.com's avatar
[email protected]

Very easy app to use

5
Zopa app is very user friendly and easy to understand. It is clear enough and they send you useful notifications regarding when your payments are due. Very happy Reviewed on: 29th March 2022
Josh Bevis's avatar
Josh Bevis

Simple easy affordable

5
Great company and a way to build credit in simple affordable ways Reviewed on: 29th March 2022
Annabelle's avatar
Annabelle

Excellent service

5
Fast to set up. helpful through out all processes. Friendly service. Reviewed on: 29th March 2022
Karl smith 's avatar
Karl smith

helpful when needed

5
Good low interest for my credit score as its below average Reviewed on: 29th March 2022
Liam's avatar
Liam

Best C .C

5
Always had great service from Zopa Reviewed on: 29th March 2022
Elizabeth Gilmour 's avatar
Elizabeth Gilmour

Excellent service

5
Smooth easy transaction from the word go!! Highly recommended Reviewed on: 29th March 2022
Lloyd Maycock's avatar
Lloyd Maycock

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