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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Great credit facility

5
Honestly they are one of the best I have come around, the customer service is great and you can track your spending using the app, they also help you check your credit score and give you the option of paying with a boosted payment. I have a direct debit set up but also make separate payments via my debit card which is great to clear your balance quicker! I give them 5 stars and well worth getting to help boost your credit score, but only get if you know you can afford to make repayments and manage your money well. Thanks Zopa! Reviewed on: 3rd April 2022
Lou Gibbons's avatar
Lou Gibbons

Zopa - helpful and easy to use

5
Zopa credit card has an amazing app with many features all very user friendly. Would recommend to anyone who need a little extra help at times. Reviewed on: 3rd April 2022
Kelly Burgess's avatar
Kelly Burgess

Zopa helped me get back on track with my credit score!

5
Getting a Zopa credit card was one of the best things I did! After having a very bad credit rating this card helped me to get on track again and build up my credit score. Reviewed on: 3rd April 2022
Amanda white 's avatar
Amanda white

It's really good

5
Soon as you pay your credit card bill it's instantly your card ready to use . Other cradit crad take 48 hour's Reviewed on: 3rd April 2022
Salim Hussain's avatar
Salim Hussain

Can't top Zopa

5
Easy to use no nonsense banking. Great app with polite call center backup should it be needed. A+ Reviewed on: 3rd April 2022
PLM's avatar
PLM

Great

5
Fantastic very good very easy lm recommend Reviewed on: 3rd April 2022
Claudio 's avatar
Claudio

Excellent

5
Easy to use and easy to keep track of your balance one the best credit cards I’ve used 10 stars all day for me Reviewed on: 2nd April 2022
clay jackson's avatar
clay jackson

Great

5
Very easy to use app great customer service to Reviewed on: 2nd April 2022
veronicarayner@live.co.uk's avatar
[email protected]

Quick fast and efficient online service

5
This company is quick, efficient and online banking services. I have used for a loan and now for a credit card Reviewed on: 2nd April 2022
Paula C's avatar
Paula C

Amazing customer service and an amazing company

5
Fantastic customer service, really polite, they are so professional and can sort out any problems. Reviewed on: 2nd April 2022
Robert Buckley's avatar
Robert Buckley

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