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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Zopa - helpful and easy to use

5
Zopa credit card has an amazing app with many features all very user friendly. Would recommend to anyone who need a little extra help at times. Reviewed on: 3rd April 2022
Kelly Burgess's avatar
Kelly Burgess

Zopa helped me get back on track with my credit score!

5
Getting a Zopa credit card was one of the best things I did! After having a very bad credit rating this card helped me to get on track again and build up my credit score. Reviewed on: 3rd April 2022
Amanda white 's avatar
Amanda white

It's really good

5
Soon as you pay your credit card bill it's instantly your card ready to use . Other cradit crad take 48 hour's Reviewed on: 3rd April 2022
Salim Hussain's avatar
Salim Hussain

Can't top Zopa

5
Easy to use no nonsense banking. Great app with polite call center backup should it be needed. A+ Reviewed on: 3rd April 2022
PLM's avatar
PLM

Great

5
Fantastic very good very easy lm recommend Reviewed on: 3rd April 2022
Claudio 's avatar
Claudio

Excellent

5
Easy to use and easy to keep track of your balance one the best credit cards I’ve used 10 stars all day for me Reviewed on: 2nd April 2022
clay jackson's avatar
clay jackson

Great

5
Very easy to use app great customer service to Reviewed on: 2nd April 2022
veronicarayner@live.co.uk's avatar
[email protected]

Quick fast and efficient online service

5
This company is quick, efficient and online banking services. I have used for a loan and now for a credit card Reviewed on: 2nd April 2022
Paula C's avatar
Paula C

Amazing customer service and an amazing company

5
Fantastic customer service, really polite, they are so professional and can sort out any problems. Reviewed on: 2nd April 2022
Robert Buckley's avatar
Robert Buckley

I would recommend zopa to everyone

5
I've had a zopa credit card for a few months now ,,the best thing I done from the application right down to my card coming through the letterbox ,, 10 out of 10 to zopa definitely,, they gave me a chance when no one else would and I won't ever let them down ,, thank you zopa Reviewed on: 2nd April 2022
Billy's avatar
Billy

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