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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

I would recommend zopa to everyone

I've had a zopa credit card for a few months now ,,the best thing I done from the application right down to my card coming through the letterbox ,, 10 out of 10 to zopa definitely,, they gave me a chance when no one else would and I won't ever let them down ,, thank you zopa Reviewed on: 2nd April 2022

Great

Very good credit card no what you are spending with the app and friendly customer services Reviewed on: 2nd April 2022

Credit builder

Easy application and great service! Reviewed on: 2nd April 2022

Help Built My Credit

When all credit card rejected me they helped me. And I've not disappointed them Reviewed on: 2nd April 2022

Brilliant

Application is easy online user friendly. Easy to use less has great service and brilliant security when using the card. As sends text message to phone to verify purchases. Peace of mind and safety. Reviewed on: 2nd April 2022

Spectacular service and accessibility

Zopa are hero's. Customer service is impeccable and they are always on hand to help. Thank you Zopa! Reviewed on: 2nd April 2022

Great easy and convenient

Haven’t had any trouble using the card or app, very good all round Reviewed on: 2nd April 2022

Great Product and Simple to Use

The whole process from application to acceptance was so straight forward and the app is great to keep a check on your balance and make payments. I love this and am happy to recommend to everyone. Reviewed on: 2nd April 2022

Zopa CC LMT

Brilliant easy to set up. App extremely useful and easy to navigate. Would not hesitate to recommend to family and friends. Reviewed on: 2nd April 2022

Very serious company, thanks!

Verry good experience and trust, I will recommend for my friends in case they are straggling to paying for their bills Reviewed on: 2nd April 2022

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