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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great company

Great company, easy to understand your account, the app is amazing and makes it simple to navigate. Reviewed on: 29th March 2022

Verry simple to use and verry gud service

Would defo recommend if u need a little extra to help u get through Reviewed on: 29th March 2022

GREAT JOB!

Excellent! Light years ahead of the mainstream banks! Reviewed on: 29th March 2022

fab service

All straight forward no messing around Reviewed on: 29th March 2022

Zopa has something special for each Customer

Experience so far is on par with what what I expected, excellent credit service. Reviewed on: 29th March 2022

Great service

Great service easy acess great value Reviewed on: 29th March 2022

Absolutely perfect

No hassle service and a great app Reviewed on: 29th March 2022

Quality service

A high quality service and user friendly app Reviewed on: 29th March 2022

Highly recommend

Love it, very easy to use and very helpful Reviewed on: 29th March 2022

Excellent

Great experience with service and product Reviewed on: 29th March 2022

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