Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

Have had no complaints at all with the experience I have had Reviewed on: 29th March 2022

Fantastic

Easy ,straight forward and all with great customer service , they way everything should be . Reviewed on: 29th March 2022

I love it

Excellent services very powerful Reviewed on: 29th March 2022

Ace would recommend

Having a great experience with them Reviewed on: 29th March 2022

Excellent

Excellent great card! Great app and service! Reviewed on: 29th March 2022

Brilliant card

No issues with it at all. Great. Reviewed on: 29th March 2022

Quick easy speak to real people

Helpfull, always a person at the end of the phone. Tells you well inadvane when repayment is due Reviewed on: 29th March 2022

Very helpful card is great

Very good experience no problem with the card I find it great to have will recommend anybody to get the card including family Reviewed on: 29th March 2022

Zopa is the best!

I was very pleased to get a Zopa credit card it has been very useful and helpful to me. The customer service is excellant too. Reviewed on: 29th March 2022

Zopa is Great.

I enjoy Zopa’s App on iOS. Easy to use. Keep it going Zopa. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Platinum Cashback Credit Card
from American Express 4.56 from 69 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub