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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

easiest card and app ever

Unlike other credit card providers who make you jump through hoops Zopa is easy. The app is simple and easy to use and you can even set a credit cushion in case of a rainy day. Really happy with my experience so far Reviewed on: 2nd April 2022

Top card

Zopa great card to have handy in your wallet Reasonable interest rate great for building up your credit if you have had problems in the past .A good start for the future Reviewed on: 2nd April 2022

Quick , easy to use, responsive and excellent service

Quick , easy to use, responsive and excellent service Reviewed on: 2nd April 2022

Very useful and easy to manage

The card is very useful in all the platforms you can think of and for many purposes. I'm very satisfied! Reviewed on: 2nd April 2022

Powerful

I really surprised when i bought my new car they asked me do you have Zopa? And I realised this card have more power than other credit cards also helps to increase your credit score. Wonderfull Reviewed on: 2nd April 2022

excellent

excellent card to use, even looks cool Reviewed on: 1st April 2022

Very good card

Great customer services, easy to use app would highly recommend Reviewed on: 1st April 2022

They have been helping me out with my credit rating and also been honest with me

I wish they've a branch so I can meet them and deposit money in person like in America Reviewed on: 1st April 2022

Excellent

Really impressed with this bank. Reviewed on: 1st April 2022

Brilliant

Such a great bank and such amazing service Reviewed on: 1st April 2022

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