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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great, easy to use

Easy to use, accesible, low rates Reviewed on: 1st April 2022

service very good

Excellent customer service very helpful Reviewed on: 1st April 2022

Awesome service

Brilliant quick and easy! Never had any problems Reviewed on: 1st April 2022

Great app just so easy to use and all around just a good credit all

Great app just so easy to use and all around just a good credit all Reviewed on: 1st April 2022

Just great

Ask for credit card no messing you save me thanks Reviewed on: 1st April 2022

Positive

Happy with using the account and card it helps me a lot in hard life moment situations when I need extra money and I've been left without help, as a single parent with two department zopa save my life when I couldn't get help from friends sadly . Reviewed on: 1st April 2022

Amazing company

My overall experience with zopa as been great. Easy to set up . No complications. Brilliant way to improve credit score. And no risk involved. Reviewed on: 1st April 2022

Easy to use App

Zopa is a great company. I have both a credit card and personal loan with Zopa & I love the app. Its easy to make additional payments & easy to see whats happening with your account. The personal loan is easy to manage & application process simple. Reviewed on: 1st April 2022

easy card to access and use

Great card, great app - especially for overseas use! Reviewed on: 1st April 2022

Bad credit builder

With my credit score , everyone turned me down then somehow I discovered Zopa, I got accepted even with my bad credit. Now I am on my way to repair my credit using their credit builder card. Thanks Zopa for letting me in again and helping with my future. Reviewed on: 1st April 2022

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