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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Lovely

5
Love how friendly and quick the staff is and make it easy to understand everything plus the app is on point Reviewed on: 27th January 2022

Best credit card

5
Best credit card around by far,struggled to find one until I came across this one,the team is great aswell. Reviewed on: 27th January 2022

Amazing

5
Zopa has helped me alot with my bills and stuff. I would 100% recommend to Mt friends and family Reviewed on: 27th January 2022

Amazing 5 star service

5
Love the app , easy to use and transparent . Useful company updates . Great customer service. Reviewed on: 27th January 2022

Great for bad credit

5
gave me a chance when nobody else would and its all online and easy to pay instantly. its been a real help Reviewed on: 27th January 2022

Easy use. Really good deal.

5
Not pushing.Easy paying. Good charging Reviewed on: 27th January 2022

Great credit card

5
I’ve had a fantastic experience with Zopa everything is clear and easy to understand the card is simple to use ,and I like the fact I’m notified of every transaction straight away and what my remaining balance is Reviewed on: 27th January 2022

Excellent service clear and smooth

5
Essay and fast excellent service thanks Reviewed on: 27th January 2022

Zopa is the best.

5
I recommended the Zopa to friends and family. because it is a serious company and it helps us a lot. Reviewed on: 27th January 2022

I'm very happy with Zopa

5
a very low interest rate everyone should have a card at Zopa Reviewed on: 27th January 2022

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