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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Card.

Great Card, easy to manage account and access. Reviewed on: 29th March 2022

Zoo gave hope by giving this credit card and and amazing service I recommend to best Bank

I am very happy with they service and the app is to use iand amazing will recommend to friends and family thanks zopa making me happy Reviewed on: 29th March 2022

Super

Da este un card forte util și ma bucur foarte mult ca îl am și lam mai recomandat și prietenilor mei Reviewed on: 29th March 2022

Quick and easy to understand

An amazing product that is easy to use and the customer service staff and very helpful such you need them Reviewed on: 29th March 2022

Very pleased with everything that you have done for me. Thank you so much.

I've been treated very fairly and definitely recommend. Reviewed on: 29th March 2022

Card of choice

Great service & helpful notifications. Easy to navigate app with plenty of features. Reviewed on: 29th March 2022

Great company

Easy to apply and easy to navigate the app. Reviewed on: 29th March 2022

Fabulous Service

Zopa is great, easy to use the app to make payments very secure site too, I would not hesitate in recommending them to family & friends Reviewed on: 29th March 2022

Excellent

Excellent on line services, easy to understand and a credit limit to meet your needs Reviewed on: 29th March 2022

Hassle Free

Great experience no issues card recieved promptly Reviewed on: 29th March 2022

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