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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa works well

I love zopa credit, zopa every time remind Notification Reviewed on: 1st April 2022

Zopa calaftagalisticexpealidocious card

Super easy application process. Very quick acceptance. Card arrived within days. Great no fuss phone app, with easy navigation. Reviewed on: 1st April 2022

Zopa its super !!!

Hi everyone. I was really down with money. I tried to borrow money everywhere with no results. Then I find Zopa app, I was thinking ehh… I going to try this one, but I didn’t expect anything , after my previous searchers. What was my happiness, when they agreed to let me £300 Reviewed on: 1st April 2022

Simple, fast and fair

Great lending service. Simple application process, quick result and fantastic options to clear loans early and save money! Reviewed on: 31st March 2022

mr justino jean-claude

thanks than you thanks thanks thanks Reviewed on: 31st March 2022

Miss rogers

Excellent credit card couldn’t ask for better Gives you everything you need and everything you need to know Reviewed on: 31st March 2022

Very helpful

Your staff on the help desk/enquiries have been very helpful in the first few days off my contract with yourself with helping me understand how the card and your procedures work and one that had been cleared up I have never needed to contact them again ass nice easy app to navigate and thanks for giving me the opportunity to have one off your cards as other companies did not give me the time off day Reviewed on: 31st March 2022

Great service

Since having my card and loan I have been pleasantly surprised with the service delivery, customer service has been easy and speedy to contact. App is easy to navigate straight forward, good Apr rates offered. I have recommended highly to friend & family. Keep up the good work and don't lose that spark you have. Reviewed on: 31st March 2022

Great app

Easy to view and use .notifications make it easier to keep track of my spending. Reviewed on: 31st March 2022

Good app

Good place to use the app and let's you ko when your next payment is Reviewed on: 31st March 2022

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