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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fabulous service

Quick and hassle free . Definitely recommend Zopa to my family and friends Reviewed on: 29th March 2022

Easy world

It so easy with app, working perfectly from the very firts day, well done guys. Reviewed on: 29th March 2022

Very good

I am very happy with credit Very simple to apply for credit card Reviewed on: 29th March 2022

All round good

Good helpfull easy quick and efficient easy to understand Reviewed on: 29th March 2022

Simple, easy and professional.

Professional service, sensible approach to credit control and limits. Easy online app with useful features and alternative service and advice. Good way to rebuild credit rating. Reviewed on: 29th March 2022

Never been happier

Zopa is the easiest bank I’ve ever used. Having ADHD can be really hard when coming to terms with things such as money but Zopa made it so easy to understand. The customer service is absolutely incredible and I couldn’t praise them enough for all the hard work they put it each and everyday. They deserve this award 110%! Reviewed on: 29th March 2022

Easy,friendly,helpful

All staff I have had dealings with have been friendly and helpful. All my question were answered professionally and promptly, no sense of pushiness like you get from other card companies. Reviewed on: 29th March 2022

Best app & fast payments

The app it's very easy to use and when u make a payment to Zopa the money is in in few hours Reviewed on: 29th March 2022

Excellent

Excellent service card ordered and came 2 days later Reviewed on: 29th March 2022

Great credit card

Built my credit score up. The app is very easy to use. Reviewed on: 29th March 2022

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