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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company!

I would recomend Zopa to anyone they are the best credit card company around. Zopa has helped me out when i have needed them and the rates are great and they are a no hassle company. 10/10 from me. Reviewed on: 1st April 2022

Amazing card

Lovely I really enjoying using this services Reviewed on: 1st April 2022

Great app, easy to use

Easily accessible and very helpful Reviewed on: 1st April 2022

Great customer service

I have always had positive response whenever I have contacted Zopa. Excellent service Reviewed on: 1st April 2022

Easy to use

App and the card itself is very easy to use. Very helpful in building your credit score. Gave me an increase in my credit limit in less than 6 months. Reviewed on: 1st April 2022

Great customer experience

The whole process is straightforward and easy whenever you have an issue it is dealt with promptly Reviewed on: 1st April 2022

Easy service

Smooth transactions. Easy payment. Excellent customer service Reviewed on: 1st April 2022

My Experience with Zopa

Although i a still new with the Zopa services, i can say its been a lovely experience and would definitely recommend the company. Reviewed on: 1st April 2022

Flexible Money

Zopa have amazing customers service at the click of a button! They make clear what and how you pay back what you borrow are very responsible in the way they lend and are helping me Ron’s brighter future with a better cruder score so win win! Reviewed on: 1st April 2022

Zopa works well

I love zopa credit, zopa every time remind Notification Reviewed on: 1st April 2022

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