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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very helpful

Found them very helpful , its very helpful to have and found them very helpful all the time easy to use to Reviewed on: 31st March 2022

Very good customer service

Not a problem setting up very straightforward Reviewed on: 31st March 2022

Transparent clear and great value

The application process was straightforward and clear, The answer was quick and positive. The app was easy to set up and packed full of great information. Reviewed on: 31st March 2022

100% yes

Labai geras dalykas,man patiko,rekomenduoju visiem Reviewed on: 31st March 2022

Informed lending

Good insight into looking after credit and great app. Reviewed on: 31st March 2022

Quality service

Nice and easy to use, plenty of credit updates and no unaffordable credit limit increases given freely. Reviewed on: 31st March 2022

A great handy card to have on you.

The money you pay in to this card is available straight away, there is no waiting 2 days for clearance. Reviewed on: 31st March 2022

Brilliant little card

Very handy card for people with poor credit!! Reviewed on: 31st March 2022

Happy with service

very happy with the service received Reviewed on: 31st March 2022

Excellent card

Quick easy card to get for those that are finding it hard to get a credit card ,app fab as well. Reviewed on: 31st March 2022

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