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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Professional

Understanding customer needs, also very knowledgeable. Overall good service provider Reviewed on: 29th March 2022

Easy to get, easy to use, just works

I am using Zopa to build up my credit worthiness. It was easy to get, the application form was simple and concise, and the card arrived with credit loaded shortly after. thank you. Reviewed on: 29th March 2022

Highly recommend

Couldn’t get accepted by any other company due to a recently settled ccj but then I found Zopa and got accepted Reviewed on: 29th March 2022

Excellent service

Perfect service. Highly recommended. Reviewed on: 29th March 2022

Good

With poor credit this will help me in the future! Reviewed on: 29th March 2022

Mr j francis

Zopa are a very helpful credit agency and I have found the app particularly usefull Reviewed on: 29th March 2022

Fantastic card to use abroad.

Used constantly in Barcelona , instant pound conversion great rate and no surcharges . Reviewed on: 29th March 2022

Quick, friendly service

Zopa have been amazing, the whole process from application to receiving my card has been such a breeze! And super quick! The customer service is brilliant there is always someone on hand via online chat to solve any problems quickly, would definitely recommend to family and friends, really thankyou zopa! Reviewed on: 29th March 2022

Amazing

Amazing customer service and all round great Reviewed on: 29th March 2022

Clear and simple

The application and the app have been and are very clear to use very clear to understand, what the expectations to myself have also been made clear and understandable. I would highly recommend to everybody Reviewed on: 29th March 2022

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