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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Zopa calaftagalisticexpealidocious card

5
Super easy application process. Very quick acceptance. Card arrived within days. Great no fuss phone app, with easy navigation. Reviewed on: 1st April 2022
Ray Jones's avatar
Ray Jones

Zopa its super !!!

5
Hi everyone. I was really down with money. I tried to borrow money everywhere with no results. Then I find Zopa app, I was thinking ehh… I going to try this one, but I didn’t expect anything , after my previous searchers. What was my happiness, when they agreed to let me £300 Reviewed on: 1st April 2022
Kasia's avatar
Kasia

Simple, fast and fair

5
Great lending service. Simple application process, quick result and fantastic options to clear loans early and save money! Reviewed on: 31st March 2022
Nigel Thorley 's avatar
Nigel Thorley

mr justino jean-claude

3
thanks than you thanks thanks thanks Reviewed on: 31st March 2022
justino jean-claude's avatar
justino jean-claude

Miss rogers

5
Excellent credit card couldn’t ask for better Gives you everything you need and everything you need to know Reviewed on: 31st March 2022
Zara rogers's avatar
Zara rogers

Very helpful

5
Your staff on the help desk/enquiries have been very helpful in the first few days off my contract with yourself with helping me understand how the card and your procedures work and one that had been cleared up I have never needed to contact them again ass nice easy app to navigate and thanks for giving me the opportunity to have one off your cards as other companies did not give me the time off day Reviewed on: 31st March 2022
Steven bryan's avatar
Steven bryan

Great service

5
Since having my card and loan I have been pleasantly surprised with the service delivery, customer service has been easy and speedy to contact. App is easy to navigate straight forward, good Apr rates offered. I have recommended highly to friend & family. Keep up the good work and don't lose that spark you have. Reviewed on: 31st March 2022
Sammy Coleman's avatar
Sammy Coleman

Great app

5
Easy to view and use .notifications make it easier to keep track of my spending. Reviewed on: 31st March 2022
Gabriel Tower's avatar
Gabriel Tower

Good app

5
Good place to use the app and let's you ko when your next payment is Reviewed on: 31st March 2022
Tim's avatar
Tim

Very helpful

3
Found them very helpful , its very helpful to have and found them very helpful all the time easy to use to Reviewed on: 31st March 2022
Lynda Best's avatar
Lynda Best

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