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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Simple and fast

5
Apply in 3 min, get accepted in 2 min Reviewed on: 29th March 2022
Silviu Florea's avatar
Silviu Florea

Very good and quick

5
Very easy to apply get your card quick would highly reccommend Reviewed on: 29th March 2022
Chris Peace's avatar
Chris Peace

Credit score improvement

5
I needed a card to better my credit score and this was the card for me the app was easy to set up,easy to use and easy to keep track of my spending Reviewed on: 29th March 2022
Gavin Cantrill's avatar
Gavin Cantrill

Great

5
Customer service has been wonderful Reviewed on: 29th March 2022
Pierre's avatar
Pierre

Excellent

5
Great service, really helpful to spread the cost of purchases. Reviewed on: 29th March 2022
Matthew Smith's avatar
Matthew Smith

Great

5
Zopa has given me the opportunity to build my credit score and it’s working! They are helpful and very informative their tips are great too. Reviewed on: 29th March 2022
Sara roberts's avatar
Sara roberts

Zopa card review

5
The Zopa card is very good service, low interest, safe and protected, i would recommend anyone to have a zopa card Reviewed on: 29th March 2022
Russell Adlington's avatar
Russell Adlington

Efficient use of Technolgy

5
Zopa has embraced the new way of living, offering a hassle free, efficient and effective process of offering and giving credit and account management. So far, I have enjoyed my experience with Zopa and looking to expand my account to the other products they currently offer. Reviewed on: 29th March 2022
Christina's avatar
Christina

Easy, stress free

5
I have found zopa, easy to apply for, easy to set up and use. Reviewed on: 29th March 2022
Laura's avatar
Laura

Amazing company

5
They are helping me get back my credit score thank you Zopa Reviewed on: 29th March 2022
benwatson2322@gmail.com's avatar
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