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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great New Credit Card

So straigh forward when I filled the credit card aplication No hidden tricks. Im very happy with Zopa. Reviewed on: 31st March 2022

Excellent

Good service happy with service definitely recommend Reviewed on: 31st March 2022

Decent

Only just joined but all in all, good experience so far. Decent starting limit and good layout on the app, it's easy to navigate. No complaints so far. Reviewed on: 31st March 2022

Brilliant

I have nothing negative against zopa, easy to use and helpful customer care brilliant Reviewed on: 31st March 2022

Great service

Great from start to finish easy app to understand Reviewed on: 31st March 2022

Very good

Easy to us app. Great customer service! 5 Reviewed on: 31st March 2022

Hassle free

Quick & easy to use, fully transparent. Reviewed on: 31st March 2022

Easy to use

Easy to use and even more easy to set up payments. Can't say more because is all said. Reviewed on: 31st March 2022

Great bank

The easiest bank to use that I know. Reviewed on: 31st March 2022

Great card

Great service.quality couldn't get a better service from any bank .always knows where we stand and what's going on thanks again. Reviewed on: 31st March 2022

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