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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good customer service

Not a problem setting up very straightforward Reviewed on: 31st March 2022

Transparent clear and great value

The application process was straightforward and clear, The answer was quick and positive. The app was easy to set up and packed full of great information. Reviewed on: 31st March 2022

100% yes

Labai geras dalykas,man patiko,rekomenduoju visiem Reviewed on: 31st March 2022

Informed lending

Good insight into looking after credit and great app. Reviewed on: 31st March 2022

Quality service

Nice and easy to use, plenty of credit updates and no unaffordable credit limit increases given freely. Reviewed on: 31st March 2022

A great handy card to have on you.

The money you pay in to this card is available straight away, there is no waiting 2 days for clearance. Reviewed on: 31st March 2022

Brilliant little card

Very handy card for people with poor credit!! Reviewed on: 31st March 2022

Happy with service

very happy with the service received Reviewed on: 31st March 2022

Excellent card

Quick easy card to get for those that are finding it hard to get a credit card ,app fab as well. Reviewed on: 31st March 2022

Great New Credit Card

So straigh forward when I filled the credit card aplication No hidden tricks. Im very happy with Zopa. Reviewed on: 31st March 2022

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