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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use

Good communication skills and easy app to use Reviewed on: 29th March 2022

Excellent company

This company's credit card is excellent its quick and easy to top up and I can access all the information I want on the app its also easy to understand Reviewed on: 29th March 2022

Such a great quick polite service

Great easy to understand service with follow up emails Reviewed on: 29th March 2022

Review to vote

After I applied it was very fast and very easy to complete. It has also helped me out as I was very short of cash to survive the month till I got paid. Reviewed on: 29th March 2022

happy customer

very kind and polite.. get help fast .the app is really easy to use. very smart .. no complaints many thanks Reviewed on: 29th March 2022

Great Credit Service

Zopa has really helped us a lot in our day to day expenses . It really feels easy to access with such a great service by zopa. Really appreciate Zopa credit card. Reviewed on: 29th March 2022

Professional development

Professional people, quickly and easily communication Reviewed on: 29th March 2022

Best Bank Ever

Be amazing would recommend this Bank to family and friends Reviewed on: 29th March 2022

Me bowen

From start to finish I found the application process very easy and understanding Reviewed on: 29th March 2022

App is great

App is great. Everything is really easy yo understand. Credit rating updates are useful. Would love to see a current account in future. Reviewed on: 29th March 2022

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