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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Nice compani

Nice company, i used this, and im happy Reviewed on: 31st March 2022

Brilliant

I really enjoy gow easy the app us letting you know how your spending is and if there is any changes to your credit.. Reviewed on: 31st March 2022

Very easy to use

I love this card it's very easy to use and use it for emergency I'm glad I got this card Reviewed on: 31st March 2022

Easy to set up

Card app very helpful when set up and only took a few days for card and pin to arrived very helpful Reviewed on: 31st March 2022

Chose correct

I thought I’d give Zopa a go as I was looking for a new credit card, I have to say amazingly simple right from the moment of signing up to how intuitive the app is. Instant notifications on usage and also recommendations on how you could use it better. So far over the moon Reviewed on: 31st March 2022

Easy and fast

Very fast and easy to work with the application I am very happy to use it Reviewed on: 31st March 2022

very good company.

what i was told is what happened very good. Reviewed on: 31st March 2022

Best credit card company

Zopa gave me the chance to apply for a credit card when no other credit card company would let me due to my credit score. Zopa are giving me the chance to build my credit score and I couldn’t be any happier. Thank You Zopa! Reviewed on: 31st March 2022

John's opinion

I've only been with Zopa a short time but I've found them very helpful and the only time I have spoke to them over the phone they have been polite and very helpful Reviewed on: 31st March 2022

Good Starting Limit Excellent Application

Very easy to use app and can get most of the stuff done via it. Called up customer care once for an address change and it took just 5 min tops (Including waiting time). Highly recommended. Reviewed on: 31st March 2022

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