Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Reliable

I have had no problems. No hidden cost and app is easy to use. Reviewed on: 29th March 2022

Zopa the best

I find Zopa gave me a second chance in starting to build my credit rating Reviewed on: 29th March 2022

Excellent

Excellent services and great deal to use this credit card Reviewed on: 29th March 2022

Fast and Easy

Quickest Card I have ever applied for literally 4 days from application to receiving my card smooth and easy Reviewed on: 29th March 2022

Accessible app that always easy tracking of spending

The Zopa credit card is great because I get regular updates on my spending allowance and everything is really clear and accessible on the app. I also like how quickly funds transfer over when I’m paying off my balance. Would highly recommend Reviewed on: 29th March 2022

Easy to use

Great app so easy to use great communication Reviewed on: 29th March 2022

Kevs

Great service all the time always app working excellent all the time can get all the information about account through the app Reviewed on: 29th March 2022

Quick easy and trusted

Everything is quick easy and you can track everything on the app. Highly recommend. Reviewed on: 29th March 2022

Easy fast great customer support

Every thing was done and action in hardly any time Reviewed on: 29th March 2022

Great little card

I am really happy to be a zopa customer great customer service and reliable Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit Card
from Ocean Finance 4.76 from 19 reviews
Flex Purchase credit card
from Monzo 4.97 from 3121 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub