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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Thumbs up for Zoopa

Easy to use. Clear information great experience overall Reviewed on: 31st March 2022

All good

Very helpful and friendly service Reviewed on: 31st March 2022

Amazing

I like to be part of zopa it amazing to-be with you made my life great Reviewed on: 31st March 2022

10

Great experience is the best card Reviewed on: 31st March 2022

Credit cards simple

Great borrowing power updated every month easy to use app and to track spending Reviewed on: 31st March 2022

Wow

It's really good very easy to use never have any problems with it Reviewed on: 31st March 2022

very easy to sign up

simple ,online application,quick and easy successful :) Reviewed on: 31st March 2022

Good

Good i like this credit card Reviewed on: 31st March 2022

Verry good,amazing,wonderful.

I love it Zopa. Verry hellp it for my Reviewed on: 31st March 2022

Amazing

Such an amazing and easy product to use. So happy with how fast my card came and how easy the whole process was. 100% recommend. Reviewed on: 31st March 2022

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View resource hub

Zopa: Credit card reviews

35% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44345)

Thumbs up for Zoopa

All good

Amazing

10

Credit cards simple

Wow

very easy to sign up

Good

Verry good,amazing,wonderful.

Amazing

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Cash ISA

Join Smart Money People

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