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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Reliable, convenient, fantastic

Hands down one of the best companies to bank with Reviewed on: 29th March 2022

Tip Top service

Excellent customer service,,had a problem and was sorted within minutes and Zopa comes highly recommended by me . Thank you and keep up the good work Reviewed on: 29th March 2022

Amazing

Fantastic experience having a credit card with Zopa. Quick and easy to set up and understand x Reviewed on: 29th March 2022

Efficient customer care

Zopa customer care service is prompt and ever willing to assist. Reviewed on: 29th March 2022

Excellent

Very good company great all round service Reviewed on: 29th March 2022

Excellent way to improve your credit rating

Quick and easy to use and pay texting paying amounts super card Reviewed on: 29th March 2022

Excellent service

After being refused credit cards previously Zopa gave me the chance to improve my credit rating Reviewed on: 29th March 2022

Great card and look after you fantastic

Wonderful experience looking after you from the start fabulous card Reviewed on: 29th March 2022

Zopa credit card

Easy to use, great customer service. Reviewed on: 29th March 2022

Brilliant!

Zopa, is by far the best credit card provider I have used. The app is clear and makes sense. There’s no extra charges that come out of nowhere, and it’s easy to set up a DD or to pay off in app. Reviewed on: 29th March 2022

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