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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Best credit card ever.

It is so simple to use and understand I have never had a better credit card instant payments are really useful to keep up to date track of your spending. Reviewed on: 30th March 2022

Quick and easy to use

It’s been only a month and I’ve never had a credit card before but I’m finding it very easy to pay back and especially like the money cushion feature as it means I’ll never spend more than I’m comfortable wit Reviewed on: 30th March 2022

Good app

App is very friendly to use and provides information and tips on how to improve credit score. Reviewed on: 30th March 2022

Highly recommended

As a costumer I Great experience being.g with zopa that's why I recomend to everyone to come hun the zopa family Reviewed on: 30th March 2022

Loyal

Since using the card, its helped me manage my finances, and put me on the safe side. Reviewed on: 30th March 2022

Had great experiences with Zopa

Not had any issue with Zopa at all as far as I am aware they are about the greatest credit card company Reviewed on: 30th March 2022

Great way to build your credit

Easy repayment options and kept up to date with spending Reviewed on: 30th March 2022

Zopa - so good!

I’ve been using Zopa for a short while but I’ve not had a single issue, and it was so easy and straight forward to set up and the app is very easy to navigate. Would highly recommend. Reviewed on: 30th March 2022

Great

Super easy to apply and got my card within a few days!! Reviewed on: 30th March 2022

GREAT SERVICE

Offers tailored professional services and staff are always very friendly and helpful. Great experience and would highly recommend it. Reviewed on: 30th March 2022

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