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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent credit card

The app is very user friendly and the card is easy to manage. Been great for my credit rating too. Reviewed on: 29th March 2022

Amazing

All the zopa experience is amazing! Reviewed on: 29th March 2022

Simple and useful

Good rates, even with bad credit. Never actually had to contact customer services for anything, which, in my opinion, is only a good thing Reviewed on: 29th March 2022

Great

Flexible and responsive card. Great customer service. Reviewed on: 29th March 2022

Great credit card company

Great experience from the start Reviewed on: 29th March 2022

Quick,easy and helpful

It was fast, simple and very easy to set up and receive card and details. The app is brilliant and team are very helpful Reviewed on: 29th March 2022

Outstanding

Everything went smooth no hassle and easy to set up and use Reviewed on: 29th March 2022

Best Card Yet

Zopa card with online app keeps track of spending- not only that but has additional features of keeping by an amount of credit by for those rainy days when an unexpected expense comes up . Would highly recommend as analyses spending - groceries , shopping, entertainment etc Best card I’ve had Reviewed on: 29th March 2022

Very good service

The card works good hope to get a better service very good Reviewed on: 29th March 2022

Very satisfied

Most simple process to apply and get a credit card. Starts with a low limit but improves soon after. Very satisfied with the easy process and the overall experience. Reviewed on: 29th March 2022

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