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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best bank

Never had any troubles with zopa. They are the best credit card bank ever. Everyone should be with zopa Reviewed on: 29th March 2022

Effortless

The application was very easy, the customer services are always helpful and easy to contact, the rates are competitive and the mobile app runs smoothly with some very good additional features compares to any other I have used. Reviewed on: 29th March 2022

Keep it up

Moneys is always there when you what it Reviewed on: 29th March 2022

Simple and Easy

First time applying for a credit card, I chose Zopa because of how simple and easy it was use from the navigation of their app to the service they provide. Reviewed on: 29th March 2022

Amen

Stress free company have no complaints about then Reviewed on: 29th March 2022

Easy to use

Easiest starter credit card for anyone looking to build a credit score, good allowance and very good app. Reviewed on: 29th March 2022

Superb

Very functional app, the process of applying is fairly simple and quick. Reviewed on: 29th March 2022

Reliable

Zopa is the most reliable, honest and so secure to use, also very simple.. easy to get access to almost everything in there apps also very simple to get thru by via email or phone.. i get updates regularly and also updates on what i am entitled to every quarterly.. I would like to send my thanks to Zopa and to all staff members, doing a great job, very Satisfied with the services I always got. Keep up the grest job Zopa :) Reviewed on: 29th March 2022

Amazing

Would definitely recommend Zopa absolutely brilliant Reviewed on: 29th March 2022

Easy to use great app

Live my Zopa card everything was easy and straightforward to set up. Which only took minutes. I love that I’m in complete control of my account. I will also be highly recommending this card Straightforward and hassle free . Reviewed on: 29th March 2022

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