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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa credit card

Quick easy reliable no fuss With competitive rates Zopa has my vote Reviewed on: 30th March 2022

Good company with good interest

Never had troubles and use them a lot. Also offer other services like savings etc!! Reviewed on: 30th March 2022

Excellent App and easy to make payments.

I have had a great experience and increased my credit rating, as used sensibly. Reviewed on: 30th March 2022

New-ish Customer

The process has been easy. The app is fantastic. I feel as though they actually treat me like a person rather than a number Thanks Zopa Reviewed on: 30th March 2022

Grate service

I use this service all the time , never had any issues, easy payment, always reliable and easy to use Reviewed on: 30th March 2022

Fantastic

Easy to make repayments, not charged over the top apr Reviewed on: 30th March 2022

Excellent Service Provider

I have been very satisfied with your servie and it has helped me to take care of financial needs Reviewed on: 30th March 2022

Good friendly service

Really help full when I a bad situation Reviewed on: 30th March 2022

Nice

When nobody wanted me ,they wanted me so thanks zopa Reviewed on: 30th March 2022

Brilliant Company

Searched for the best interest rate around with my credit score & Zooa was the best & I'm so pleased they were, the app is great, they keep you upto date with everything from your credit score to what's available to you, I'd recommend them in a heartbeat to family & friends no problem at all, one very happy customer here. Reviewed on: 30th March 2022

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