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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Every little helps

A simple and effective way to improve my credit score. Thanks Zopa Reviewed on: 29th March 2022

Very detailed service

A very detailed service provided and the online app is very useful and helpful with keeping an eye on your credit rating Reviewed on: 29th March 2022

Perfect

A company that's on the ball, immediate payments to your card, no waiting days, makes you wonder why other companies can't be so up to date ! Reviewed on: 29th March 2022

Spectacularly Easy

Easy as a Sunday morning. No problemo macadamio Reviewed on: 29th March 2022

Very easy card to deal with

Very easy card to deal with & also helps having the app to keep on top of daily spending too. Reviewed on: 29th March 2022

Best

The best credit card ever. I can't think of any better card providers Reviewed on: 29th March 2022

Great

I haven't heard of Zopa till I joined the credit score app was quick with results, user friendly app to those that aren't Tec savvy. Reviewed on: 29th March 2022

Amazing company

This card is so easy to use and the app is also easily managed eith paying your card etc Reviewed on: 29th March 2022

Great card

Very good and easy to use comes in handy and payments affordable Reviewed on: 29th March 2022

Fast and speedy service

Overall excellent quality fast and speedy service Reviewed on: 29th March 2022

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