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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good company with good interest

Never had troubles and use them a lot. Also offer other services like savings etc!! Reviewed on: 30th March 2022

Excellent App and easy to make payments.

I have had a great experience and increased my credit rating, as used sensibly. Reviewed on: 30th March 2022

New-ish Customer

The process has been easy. The app is fantastic. I feel as though they actually treat me like a person rather than a number Thanks Zopa Reviewed on: 30th March 2022

Grate service

I use this service all the time , never had any issues, easy payment, always reliable and easy to use Reviewed on: 30th March 2022

Fantastic

Easy to make repayments, not charged over the top apr Reviewed on: 30th March 2022

Excellent Service Provider

I have been very satisfied with your servie and it has helped me to take care of financial needs Reviewed on: 30th March 2022

Good friendly service

Really help full when I a bad situation Reviewed on: 30th March 2022

Nice

When nobody wanted me ,they wanted me so thanks zopa Reviewed on: 30th March 2022

Brilliant Company

Searched for the best interest rate around with my credit score & Zooa was the best & I'm so pleased they were, the app is great, they keep you upto date with everything from your credit score to what's available to you, I'd recommend them in a heartbeat to family & friends no problem at all, one very happy customer here. Reviewed on: 30th March 2022

Zoopa

Jest ok. Bardzo przyjazna na nowych klientów Reviewed on: 30th March 2022

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