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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good bank

Good experience with Zopa . Good bank for people Reviewed on: 30th March 2022

Easy to use credit card

I was delighted with how easy it was to apply for a credit card and how quickly a decision for acceptance was made. It is so easy to see what your balance is and what amount is left on your card using the Zopa app on my phone. Statements can be seen and making a payment is so easy. I would recommend Zopa to family and friends and have done this already. All in all the service and information provided by Zopa is the best. Reviewed on: 30th March 2022

Amazing service

Great value, excellent customer service and great app Reviewed on: 30th March 2022

Great service

Easy process to join, regular clear messages and updates, etc. Friendly staff. Reviewed on: 30th March 2022

Excellent

Excellent very good brilliant how to stand in Reviewed on: 30th March 2022

TM

Easy to apply for quick and no hassle Reviewed on: 30th March 2022

Great help

Great company to bank with so easy no hassle Reviewed on: 30th March 2022

Excellent service

Very professional company and staff Reviewed on: 30th March 2022

Just rubabar

My credit keep growing like rubabar Reviewed on: 30th March 2022

Professional

Easy to use, quick and professional.they keep me notified of my balance and options all the time. Great service. Reviewed on: 30th March 2022

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