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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Really happy with there service

5
Accepted me when my credit rating wasn’t to good and really helped me improve it Reviewed on: 29th March 2022
Jay Baines's avatar
Jay Baines

Great card and service

5
Great card, great card great and simple service Reviewed on: 29th March 2022
Tomas Tarasevicius's avatar
Tomas Tarasevicius

Recommend!!

5
The app is quick and easy to use. You get a notification every time you spend which is a great way to keep track of spending Reviewed on: 29th March 2022
Holly's avatar
Holly

Complete customer satisfaction

5
Since I took my account with them the customer journey has been amazing and very straightforward and easy set up and love the text when your card is used so you can keep your eye on your account Reviewed on: 29th March 2022
Lizzy Rooney's avatar
Lizzy Rooney

Great service

4
Haven’t had a problem to date, and always been helpful. Reviewed on: 29th March 2022
Damian's avatar
Damian

great campaign and great credit card!

5
I have been using it for more than a year and I do not feel any problems! Everything is going according to plan Reviewed on: 29th March 2022
Aleksandrs jakovlevs's avatar
Aleksandrs jakovlevs

Great service

4
From start to finish the process was easy and quick Reviewed on: 29th March 2022
everrittmina@gmail.com's avatar
[email protected]

Brilliant service

5
No problems at all and surly easy to talk with Reviewed on: 29th March 2022
vikki_bell@yahoo.com's avatar
[email protected]

Life changing

5
Helping me to get a better credit score after years of bad credit. Great company and card Reviewed on: 29th March 2022
Paul Oliver 's avatar
Paul Oliver

Very good service

5
Gave me a credit right away no issues Just looking forward for a increase hopefully will come soon Reviewed on: 29th March 2022
imranghazi@icloud.com's avatar
[email protected]

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