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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great!

Easy to get accepted and great app to keep an eye on account Reviewed on: 29th March 2022

Excellent card

Extremely easy to manage with great customer service. Reviewed on: 29th March 2022

Excellent Service

They help me not worry about my financial emergencies, with Zopa I sleep peacefully knowing there’s a way. Reviewed on: 29th March 2022

The card

This is the card to have in your wallet well happy Reviewed on: 29th March 2022

Quick, efficient and smart

Its one of the best credit card company out there with one of the best rates Plus its quick and easy to use Reviewed on: 29th March 2022

Helped out greatly

Easy and quick and great app! Would recommend to friends and family Reviewed on: 29th March 2022

Best card ever

Easy to apply, notice of payments coming up. Easy app to use and make regular payments Reviewed on: 29th March 2022

Excellent service

Very easy to apply for nice easy App to follow I'm very happy with my experience with zopa Reviewed on: 29th March 2022

Brilliant card company

Applying for a credit is hassle free and straight forward. Reviewed on: 29th March 2022

Best card

It was hassle free experience by applying and getting the card and it's very easy to activate the card and use it. Best card ever tried. Reviewed on: 29th March 2022

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