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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Fantastic

5
Easy to keep track of spending through the app, love the app Reviewed on: 30th March 2022
Stephen Mansi's avatar
Stephen Mansi

Very helpful to rebuild our credit score

5
Very helpful to rebuild our credit score Reviewed on: 30th March 2022
Maria Brito's avatar
Maria Brito

Happy customer

5
Very happy with card and very easy to use app Reviewed on: 30th March 2022
Catherine Truba 's avatar
Catherine Truba

Quick response

4
Good and quick help centre ,they deal with my issue very professional Reviewed on: 30th March 2022
pawel nowak's avatar
pawel nowak

Top card

5
Easy to apply for. Has an app so I can keep an eye on what I spend. I can also pay my card bill through the app. 10 out of 10. Reviewed on: 30th March 2022
Craig Morris's avatar
Craig Morris

absolutely great

5
Great company people should more aware off such great opportunities Reviewed on: 30th March 2022
simon's avatar
simon

Great card easy app to use to keep on top of your spending and paying back.

5
Easy to understand . Great credit builder and reasonable monthly interest rates. Reviewed on: 30th March 2022
Rebecca's avatar
Rebecca

Fantastic

5
I love zopa, i simple couldn't be without it. Simple to use and the app is so easy to make payments on. 5* Reviewed on: 30th March 2022
Emma's avatar
Emma

Brilliant

5
Friendly and helpful zopa is a convenient credit avenue Reviewed on: 30th March 2022
Jax Craig's avatar
Jax Craig

Amazing customer service, no hassle

5
Amazing customer service, no hassle Reviewed on: 30th March 2022
Maria Jones's avatar
Maria Jones

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