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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Lender

Excellent Credit Card with reasonable repayment options. Reviewed on: 29th March 2022

Good service

Never had an issue and when I needed support it was easy to gain access to help . Reviewed on: 29th March 2022

Great

I would recommend zopa to friends and family great customer service and reviews Reviewed on: 29th March 2022

Zopa

Easy to use everything is clear on app regularly keeping n touch. Reviewed on: 29th March 2022

awesome money management

Couldn’t believe I would be accepted now onwards and upwards Reviewed on: 29th March 2022

Great company

I recently got a credit card with Zopa. The services from the helpline and support chat have been great. The whole process has been quick, easy and efficient. Overall really good experience wi the Zopa. Reviewed on: 29th March 2022

Simple and effective

Easy to set up, easy to use. Good rates. Reviewed on: 29th March 2022

So far so good

Ive only been with zopa a couple months, so far no issues and would possibly recommend Reviewed on: 29th March 2022

Brilliant

Was accepted quickly and card arrived fast. Set up was simple. Reviewed on: 29th March 2022

Happy and satisfied

Amazing app and easy to make very happy with the bank Reviewed on: 29th March 2022

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