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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

nice

very good , am satisfeied, I recommend to everyone Reviewed on: 30th March 2022

Good card

Its a good card low interest and one thing I could not add in iphone . Reviewed on: 30th March 2022

Very easy and convenient to use

When applying, the form was a quick process; after that, the activation period so short the card arrived sharply. A lot of stores accept the use of this card, and you can tap into many different stores. I would recommend this card to my friends and family due to a reasonable interest rate. Great card. Reviewed on: 30th March 2022

Zopa. This Card Is A Must

So easy to use, no hassle even the app is so user friendly, I strongly recommend this card to everyone Reviewed on: 30th March 2022

Zopa Credit card

Really good experience with Zopa so far. The app it`s nice and the application was easy. I would recommend it. Thanks Reviewed on: 30th March 2022

Simple

It's very nice an easy to use the app to watch an understand my money Reviewed on: 30th March 2022

Excellent

Brilliant service. Easily navigated the application form. Excellent aftersales service. Regular updates and payment instructions. The app is easy to work with. Highly recommended Reviewed on: 30th March 2022

Thankful

Love the app great way to rebuild your credit if you’ve got poor credit history payments always took out with no problem just a pleasure Reviewed on: 30th March 2022

Amazing couldn't be more helpful in these desperate times too!

The title says it all!! This company has been a life saving blessing to me and my family. Reviewed on: 30th March 2022

Fantastic

Easy to keep track of spending through the app, love the app Reviewed on: 30th March 2022

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