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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Brilliant

5
Was accepted quickly and card arrived fast. Set up was simple. Reviewed on: 29th March 2022
Victoria's avatar
Victoria

Happy and satisfied

5
Amazing app and easy to make very happy with the bank Reviewed on: 29th March 2022
Cristi Stoleru's avatar
Cristi Stoleru

I have enjoyed this banking and app so good and never any issues

5
Very good app straight forward and very clear, plus keeps you updated perfect Reviewed on: 29th March 2022
Tracey Williamson 's avatar
Tracey Williamson

Good and prompt

5
Very helpful and good response from customer service, I'm happy with it. Reviewed on: 29th March 2022
BOGDAN V DRAGOMIRESCU 's avatar
BOGDAN V DRAGOMIRESCU

Very good

5
Easy app very good always let you know when you use it and let you know how much you have left Reviewed on: 29th March 2022
Lorraine's avatar
Lorraine

So easy

5
I live my Zopa. Everything is Cristal clear and user-friendly Reviewed on: 29th March 2022
Monster Freak's avatar
Monster Freak

Best bank

5
Smooth sailing customer service. Easy to use App. Very satisfied Reviewed on: 29th March 2022
Karen Ogunko's avatar
Karen Ogunko

Excellent

5
Amazing services rendered by the company Reviewed on: 29th March 2022
ayinlajide@yahoo.co.uk's avatar
[email protected]

Very good

5
This bank help me when I need the most I really recommend it Reviewed on: 29th March 2022
Carla Aleixo's avatar
Carla Aleixo

Splendid

4
Came across zopa via Google store and I downloaded the app and applied for a credit card instantly I go response and card despatched within 5 days Reviewed on: 29th March 2022
Abolaji Abass Adeniji's avatar
Abolaji Abass Adeniji

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