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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great customer service

Easy to use banking app and great customer service.. amazing for people with a low credit score Reviewed on: 30th March 2022

Easy to apply for and use

I like Zopa because their credit card is easy to use and apply for if even of you don't have a good credit score. Also, they offer fair rates and a helpful app that lets you keep track of your spending. Reviewed on: 30th March 2022

Helped me build my credit rating

Helped me build my credit rating Reviewed on: 30th March 2022

Great service

I would recommend ZOPA as they helped with the process of getting my car finance from start to finish Reviewed on: 30th March 2022

Excellent service

Always happy to help easy and reliable service brilliant Reviewed on: 30th March 2022

Credit Card Review

Zopa are so good! Easy to use, interactive app and they keep you up to date - would defo recommend Reviewed on: 30th March 2022

The up to statement and the app is second to none.

Very good and the service is very sleek. Reviewed on: 30th March 2022

Amazing

Honestly brilliant would 100% recommend to absolutely everyone, works so well and I use this card for everything it’s changed my life. Reviewed on: 30th March 2022

Freedom

A bit of financial freedom after being left in a mess by ex husband. Thank you. Reviewed on: 30th March 2022

Quick and easy

Easy application and good communication Reviewed on: 30th March 2022

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