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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to apply for and use

I like Zopa because their credit card is easy to use and apply for if even of you don't have a good credit score. Also, they offer fair rates and a helpful app that lets you keep track of your spending. Reviewed on: 30th March 2022

Helped me build my credit rating

Helped me build my credit rating Reviewed on: 30th March 2022

Great service

I would recommend ZOPA as they helped with the process of getting my car finance from start to finish Reviewed on: 30th March 2022

Excellent service

Always happy to help easy and reliable service brilliant Reviewed on: 30th March 2022

Credit Card Review

Zopa are so good! Easy to use, interactive app and they keep you up to date - would defo recommend Reviewed on: 30th March 2022

The up to statement and the app is second to none.

Very good and the service is very sleek. Reviewed on: 30th March 2022

Amazing

Honestly brilliant would 100% recommend to absolutely everyone, works so well and I use this card for everything it’s changed my life. Reviewed on: 30th March 2022

Freedom

A bit of financial freedom after being left in a mess by ex husband. Thank you. Reviewed on: 30th March 2022

Quick and easy

Easy application and good communication Reviewed on: 30th March 2022

Good

Good credit card and excellent service Reviewed on: 30th March 2022

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