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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good

Good credit card and excellent service Reviewed on: 30th March 2022

Awesome

My experience has been awesome so far, the APR is reasonable an it's just all around suitable for anyone wanting to build their score higher, I would recommend to my friends and family. Reviewed on: 30th March 2022

Fast and affordable

Card came quickly and good month take rate of repayment Reviewed on: 30th March 2022

Easy to use

Easy to understand and use, notifications clear and prompt, I wish I'd used them before Reviewed on: 30th March 2022

Really great service. I would definitely recommend to family and friends

It's been really good plenty of information to improve my credit score Reviewed on: 30th March 2022

Amazing!

Love zopa. Great customer service and easy to use Reviewed on: 30th March 2022

Excellent experience

Great listeners anytime I've needed help they have been there thanks Reviewed on: 30th March 2022

Good card

Zopa has exceeded my expectations. Reviewed on: 30th March 2022

Personally, faultless

The few times I've had to either do web chat or phone call my call has been dealt with quickly, politely and extremely professionally. I cannot fault them Reviewed on: 30th March 2022

Easy Company to Deal With

Great and easy company to deal with. App is fantastic and if you have any questions they are easy and quickly to either respond via live chat or phone. Reviewed on: 30th March 2022

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