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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Awesome

My experience has been awesome so far, the APR is reasonable an it's just all around suitable for anyone wanting to build their score higher, I would recommend to my friends and family. Reviewed on: 30th March 2022

Fast and affordable

Card came quickly and good month take rate of repayment Reviewed on: 30th March 2022

Easy to use

Easy to understand and use, notifications clear and prompt, I wish I'd used them before Reviewed on: 30th March 2022

Really great service. I would definitely recommend to family and friends

It's been really good plenty of information to improve my credit score Reviewed on: 30th March 2022

Amazing!

Love zopa. Great customer service and easy to use Reviewed on: 30th March 2022

Excellent experience

Great listeners anytime I've needed help they have been there thanks Reviewed on: 30th March 2022

Good card

Zopa has exceeded my expectations. Reviewed on: 30th March 2022

Personally, faultless

The few times I've had to either do web chat or phone call my call has been dealt with quickly, politely and extremely professionally. I cannot fault them Reviewed on: 30th March 2022

Easy Company to Deal With

Great and easy company to deal with. App is fantastic and if you have any questions they are easy and quickly to either respond via live chat or phone. Reviewed on: 30th March 2022

Best Customer Service and Ease to use.

Zope provides best services the credit limit is good, paying back is super-super easy. Looking forward to use it for a long term. Reviewed on: 30th March 2022

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