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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

zopa

5
Easy to use and clear!..will surely recommend to friends. Reviewed on: 29th March 2022
john's avatar
john

it was quick in simple process

5
was no complications with the set up. Reviewed on: 29th March 2022
Sandra askew 's avatar
Sandra askew

Straight forward, reliable company

5
Love this company. No issues. Love how straightforward it is to apply and then how easy the app is to keep track of spending/transactions. 10/10 Reviewed on: 29th March 2022
Suz McG's avatar
Suz McG

Build your credit score

5
I applied to Zopa through my credit score app clearscore as a way to improve my credit rating so far it has been great with the application process being quick and easy and straightforward. Would recommend for anyone wanting to do the same! Reviewed on: 29th March 2022
Lucy Smith's avatar
Lucy Smith

Very easy to use

5
I really like that bank and my credit card. Reviewed on: 29th March 2022
Katarzyna Kotlarczyk's avatar
Katarzyna Kotlarczyk

Great company

5
Easy service, great company, easy to use app Reviewed on: 29th March 2022
Jonathan Rogers's avatar
Jonathan Rogers

fast , efficient and helpful

5
the application process was quick and easy and customer service has been great Reviewed on: 29th March 2022
JNOIR's avatar
JNOIR

Great company

5
So far Zopa have been nothing but great service and helping me out with anything I’m unsure of Reviewed on: 29th March 2022
Josef cookson's avatar
Josef cookson

fab

5
easy application and great communication Reviewed on: 29th March 2022
lorraine's avatar
lorraine

Great

5
Easy and very supportive Happy to have Zopa in my room belt Reviewed on: 29th March 2022
Hassan Ccie's avatar
Hassan Ccie

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