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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy and supportive

I have clarity about my limits, payment dates and get reminders in time to keep up. Reviewed on: 30th March 2022

Excellent customer experience

Easy to use app and customer service is brilliant. Reviewed on: 30th March 2022

The Best Bank

I'm so happy with Zopa bank! I hope i will be that happy for the future as well! Reviewed on: 30th March 2022

Top of the shop

In 45 years of banking I have finally experienced a breath of fresh air so organised easy to use and informative. Why can there not be more companies like this in the uk. Customers seem to be there priority excellent all round service Reviewed on: 30th March 2022

My Zopa CC

I have found the app very easy to navigate and any issues I have had have been answered quickly and professionally. Reviewed on: 30th March 2022

So easy to access

Zoppa has an easy to use app which you use for everything it’s so easy to navigate Reviewed on: 30th March 2022

Zopa experience

Zopa is very easy to use and access Reviewed on: 30th March 2022

Eady to use

Never had any issue. With far fee Reviewed on: 30th March 2022

Hero

The best I have seen in my life Reviewed on: 30th March 2022

Zopa is great

So far I’ve had no issues with Zopa and would highly recommend Reviewed on: 30th March 2022

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