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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Hassle free company

Easy application great user interface. Good customer service Reviewed on: 29th March 2022

Zopa, the best credit provider

Zopa has been a life saver and so smooth to use. Never have worries or concerns since started using Zopa. Reviewed on: 29th March 2022

Easy, efficient and an absolute pleasure

I have found my experience with Zopa to be very professional and overall a very pleasant experience. I would highly recommend them. Reviewed on: 29th March 2022

The best credit card

The best credit card what I ever have. Reviewed on: 29th March 2022

Easy to apply

I've had no problems using my card Reviewed on: 29th March 2022

Excellent customer services

Very happy customer indeed! No issues what so ever. When contacting customer services I’ve always been assisted according with no problems. Well done Zopa Reviewed on: 29th March 2022

Excellent

Easy to apply, gives people with low credit score a chance, not like most of the other credit cards for people with poor credit you do a eligibility check and get refused. Very happy with the exceptional service Reviewed on: 29th March 2022

Fantastic

Fantastic would highly recommend to family and friends Reviewed on: 29th March 2022

An Amazing credit Card to build credit ratings - YOU ARE SIMPLY THE BEST!!!

Excellent experience - Can't ask for more Reviewed on: 29th March 2022

Excellent and very professional

Very professional and exceptional customer service prompt and excellent response Reviewed on: 29th March 2022

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