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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great simple service

For me everything is about my time and everything is so easy and simple with Zopa that I’m not wasting my time on the phone or long processes like with other similar services Reviewed on: 30th March 2022

Excellent card for credit score improvements

This card really helps me with improving my credit score Reviewed on: 30th March 2022

Very impressed

Applying for card was so quick and easy, I received card within a few days App is super simple to use Reviewed on: 30th March 2022

Fantastic

Reviewed on: 30th March 2022

Love it

Is a lovely thing to know you can spend and putting back with no extra cost!! I personally love it. Reviewed on: 30th March 2022

Quick easy application

I experienced a smooth application process I've paid my balance of each month I've had a reasonable interest rate all I all I have recieved a great service with no bad effects to my credit report for applying Reviewed on: 30th March 2022

A fantastic banking experience

I’m so happy to have joined the zoopla family it’s bed. A fantastic banking experience Reviewed on: 30th March 2022

Easy to apply , fast answer

I needed some money and Zopa was here , and help me when I needed Reviewed on: 30th March 2022

Great credit builder

Since I have had this card my credit score has increased, this is the main reason I got this card. Reviewed on: 30th March 2022

Efficient service

Well explained simple to understand app very good efficient service managed my expectations . Reviewed on: 30th March 2022

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