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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Good

5
Easy to use and friendly also easy to access your account Reviewed on: 26th January 2022

Best experience

5
Not had any trouble with Zopa, and hands down the best experience I've had from any company!!! Reviewed on: 26th January 2022

Zopa is brillient

5
Zopa is best cradit card compny they give chance to everyone to improve their cradit history Reviewed on: 26th January 2022

Very good and easy.

5
Everything is understandable. Easy to use and helpful customer servise. Reviewed on: 26th January 2022

Great Credit card for bad credit 2022!

5
Brilliant service and good customer service especially for someone with bad credit it’s helped me a lot Reviewed on: 26th January 2022

Bus driver

5
Great company! Excellent service Reviewed on: 26th January 2022

The best bank

5
Zopa is the best bank ,very help Whan you need They are always there for you Reviewed on: 26th January 2022

Effortless and Easy to use!

5
Everything is extremely straightforward. Never a dull time since using this card. Reviewed on: 26th January 2022

R-P-j-t-9-0

3
My experience is good but it's interest is high to much and card fine but limit increase the limit a bit Reviewed on: 26th January 2022

Really good card

4
Payment gets put on your card straight away Reviewed on: 26th January 2022

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