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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Great app to use and credit card to handle.

5
Most apps do not notify you when purchases are made, which is a really great feature for day to day life (also saying how much credit you have remaining) but also if you lose the card, it notifies you exactly when purchases have been made! That’s just one neat feature that I like but overall, will continue to use! Reviewed on: 29th March 2022
James's avatar
James

So far so great

5
I've found Zopa really easy to use, the app is really user friendly, notifications are timed well (good for reminders but not too many of them). So far I have no complaints Reviewed on: 29th March 2022
Anna Murphy's avatar
Anna Murphy

Brilliant

5
Brilliant company helped me out at hard times with covid Reviewed on: 29th March 2022
Lauren Armour's avatar
Lauren Armour

Excellent service

5
Great customer service and somebody who understands you Reviewed on: 29th March 2022
Huw Thomas's avatar
Huw Thomas

Really informative app

4
I really like using this card cause of the app, it keeps track of your spending and helps you cap you spend other so it makes it more affordable to pay back. Reviewed on: 29th March 2022
Kay 's avatar
Kay

Number 1

5
Very famous bank.Good attitude. Great bank Reviewed on: 29th March 2022
Valentin Raileanu's avatar
Valentin Raileanu

Best credit card

5
Flat interest,few moth interest free when you borrow Reviewed on: 29th March 2022
Solo's avatar
Solo

Brilliant

5
Absolutely brilliant service and love the fact once you pay some money off your balance its back on with in 10 minutes would highly recommend this card Reviewed on: 29th March 2022
Lee Barnes's avatar
Lee Barnes

Easy to use app

4
The app is so simple and does everything you need! Reviewed on: 29th March 2022
Mat Higho's avatar
Mat Higho

Excellent when on a tight budget.

5
Easy to use and budget for when working from a pension and disability payments. Reviewed on: 29th March 2022
Willie McArthur's avatar
Willie McArthur

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