Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very professional

Very clear advice and guidance. Easy to understand. Honest and great features. Reviewed on: 30th March 2022

Very helpful and delighted with their service.

They are just brilliant. They really are the best credit card providers. I’d vote for them a thousand times over. Reviewed on: 30th March 2022

Great service

Very easy to use and interact around the app Reviewed on: 30th March 2022

The card is great. It helped boost my credit rating. Easy application and quick answer. The repayment service on the app is easy to follow. Clear instructions as well.

I applied for the card, got a quick response and l love how the card is presented in a discrete manner. Information details at the back of card is great. Reviewed on: 30th March 2022

Easy to use

Easy to use no hassles and the app is simple Reviewed on: 30th March 2022

Excellent

Just a great service and very reasonable Reviewed on: 30th March 2022

Great experience

Zopa is quick and easy to use. With the app it gave me my pin and explained everything that I needed to know. Can’t fault Zopa in the slightest. Reviewed on: 30th March 2022

The greatest

Simple and easy to use the app to make quick payments Reviewed on: 30th March 2022

Best company , low rate and the best staff !

I dont have nothing bad to say about Zopa , just good thinks , good job . Reviewed on: 30th March 2022

great company

customer service is outstanding application was quick and easy Reviewed on: 30th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.40 from 18 reviews
Freedom Rewards Credit Card
from Barclaycard 3.77 from 61 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub