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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

Very good banking love it very easy Reviewed on: 30th March 2022

Good and helpful

Zopa help me improve my credit score a lot Reviewed on: 30th March 2022

Good card with great app !!!

Cool looking card that’s easy to use with a great app that makes controlling your finances a dream Reviewed on: 30th March 2022

Simple and straight forward

Easy to use and a simple sign up process. As credit cards go in perfectly happy. Reviewed on: 30th March 2022

Well worth it

Simple and straight forward to use , great app aswell Reviewed on: 30th March 2022

Hassle free

Very easy, very simple and know problem Reviewed on: 30th March 2022

Great

Great credit card to have very happy as when you make payment they get it straight away as with other credit cards companies it takes days for them to get payment Reviewed on: 30th March 2022

Easy and welcoming

Easy and welcoming to use. Clear and understandable. Reviewed on: 30th March 2022

Honest credit card that cares

I’m really impressed by Zopa. I feel that’s is an honest lending company. They provide loads of useful help. It’s easy to use and information is simple to understand. Reviewed on: 30th March 2022

10/10

Just an excellent service all round Reviewed on: 30th March 2022

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