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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good and helpful

Zopa help me improve my credit score a lot Reviewed on: 30th March 2022

Good card with great app !!!

Cool looking card that’s easy to use with a great app that makes controlling your finances a dream Reviewed on: 30th March 2022

Simple and straight forward

Easy to use and a simple sign up process. As credit cards go in perfectly happy. Reviewed on: 30th March 2022

Well worth it

Simple and straight forward to use , great app aswell Reviewed on: 30th March 2022

Hassle free

Very easy, very simple and know problem Reviewed on: 30th March 2022

Great

Great credit card to have very happy as when you make payment they get it straight away as with other credit cards companies it takes days for them to get payment Reviewed on: 30th March 2022

Easy and welcoming

Easy and welcoming to use. Clear and understandable. Reviewed on: 30th March 2022

Honest credit card that cares

I’m really impressed by Zopa. I feel that’s is an honest lending company. They provide loads of useful help. It’s easy to use and information is simple to understand. Reviewed on: 30th March 2022

10/10

Just an excellent service all round Reviewed on: 30th March 2022

Just amazing service. Better then my current account for service!!

Everything is like a simple touch !! The service and quickness on the app is made so easy and fast . Just amazing service everything is always at your finger tips if not ring and it's dealt with that day . Reviewed on: 30th March 2022

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