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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Easy to use and understand

4
Had a simple application process and mobile application is handy Reviewed on: 29th March 2022
mohammedsahil@yahoo.com's avatar
[email protected]

Great

5
They have a great app for hat helps you keep on top of your credit card account. It’s really helped me start building up my credit score. Reviewed on: 29th March 2022
Sam's avatar
Sam

Fantastic

5
Fantastic company and quick services Reviewed on: 29th March 2022
Hannah Drake's avatar
Hannah Drake

Excellent service

5
I'm really happy with your service. The application is very easy and fast. I really like the app menu, it is clear and I don't have problem whe6I use it. Thank you for your service. Reviewed on: 29th March 2022
Tedi Todorova's avatar
Tedi Todorova

Brilliant card

5
Was easy to apply, the app is great has everything you need. Keeps you upto date with everything your spending. Reviewed on: 29th March 2022
Sharon Murray 's avatar
Sharon Murray

Very good and easy to use.

5
Had no problems at all , and find it vey easy to navigate and utilise the app . Reviewed on: 29th March 2022
Joe tinney's avatar
Joe tinney

Best experience

5
Application and exceptance all so smooth.kept informed and s quick Reviewed on: 29th March 2022
Mrs Addis 's avatar
Mrs Addis

Excellent service

5
It will give good credit with less Interst rate. And you can adjust your repayment date. I love this bank Reviewed on: 29th March 2022
Gopi krishna's avatar
Gopi krishna

Zopa 100%

5
Zopa is amazing, I’ve already recommended it to a few friends and family Reviewed on: 29th March 2022
Tino Shangwa's avatar
Tino Shangwa

Zopa

5
Absolutely fantastic credit card company always here to help 10 out of 10 Reviewed on: 29th March 2022
Lewis 's avatar
Lewis

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