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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Zopa

Absolutely fantastic credit card company always here to help 10 out of 10 Reviewed on: 29th March 2022

Best new bank

Customer services are the best online app access is excellent and so user friendly plus loads of financial support if required Reviewed on: 29th March 2022

Great company!

Great card and company, app is easy to use and Great customer service Reviewed on: 29th March 2022

Great credit card

They don't mither, don't send invoices all they do is put on my online banking when a payment is due so no texts or emails its great Reviewed on: 29th March 2022

Best bank ever

I liked zopa and I would like to improve my credit on it Reviewed on: 29th March 2022

Awesome company and a life saver

Great company and thanks for excepting me Reviewed on: 29th March 2022

Online tracking

Very simple to apply for an convenient card Reviewed on: 29th March 2022

Excellent

Excellent from application to set up of the card was easy and all online no need to wait for pin the app is very user friendly Reviewed on: 29th March 2022

Zopa review

Recently got Zopa and it’s amazing so quick and very easy to understand Reviewed on: 29th March 2022

Quick application and approval

Very happy so far, instant approval and my card arrived a few days later. Thank you Zopa Reviewed on: 29th March 2022

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