Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Helpful

Was able to help when I needed it the most, thank you Reviewed on: 29th March 2022

Great up to date notifications

Great company and effective.Good services. Reviewed on: 29th March 2022

Great app

Very easy to use, great communication Reviewed on: 29th March 2022

Brilliant experience

I have had and still have a brilliant experience as a customer of Zopa, they have amazing customer service and I would highly recommend the company to friends and family Reviewed on: 29th March 2022

Very satisfied.

Good service. Very easy to use and professional service. Reviewed on: 29th March 2022

Zopa

Zopa have been outstanding in helping to achieve my first credit card which was so difficult in the past I received great communications from them with considerations on customer care Reviewed on: 29th March 2022

Quick response

Very transparent in communication,quick customer response and easy to set up. Reviewed on: 29th March 2022

Simply the best

Easy to use. Keeps you updated on your expenditure through instant notifications. Reviewed on: 29th March 2022

Easy set up

Easy to set up and great for people with existing lending Reviewed on: 29th March 2022

Brilliant!

Easy to use!! Brilliant app!! I would recommend to family and friends Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.04 from 6 reviews
Credit builder card
from thimbl. 4.40 from 18 reviews
Credit card
from Chase Bank 4.81 from 379 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub