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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Effortless

Effortless. So easy to apply and manage. Timely alerts. Simple app. Just a credit card with no fuss. Reviewed on: 29th March 2022

Excellent

My experience with zoopa , great stress free and easy to adapt and access Reviewed on: 29th March 2022

Great help

Always good to have and know about it’s very useful in emergencies Reviewed on: 29th March 2022

Decent

Decent and no problems easy to use Reviewed on: 29th March 2022

Be in the "Zone of possible agreement" you go wrong!

Zopa has made it possible for me to boost my credit rating with an affordable rate, I'm very happy with Zopa service and would highly recommend to anyone that would like to do the same. Reviewed on: 29th March 2022

So easy to use!!

It’s so easy to use.all clear in the app and everything works perfect!!you have ALL the information at the app. BEST card to me!! Reviewed on: 29th March 2022

Fast easy right at my finger tips

I love this app, it gives me confidence, make me feel like i have control over what goes in and out of the account. The notifications of every purchase is a great idea. I feel so confident and safe by using this app. Reviewed on: 29th March 2022

It's amazing

Very easy to manage , I'm very happy with the banking app Reviewed on: 29th March 2022

New card

Easy to apply I was pre-approved accepted The card arrived one day earlier Reviewed on: 29th March 2022

Great company

Great company. Would definitely recommend Reviewed on: 29th March 2022

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