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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Good company

Really easy to use, i love the fact when you pay money back in it’s almost instant. No downfalls with this company at all. Reviewed on: 29th March 2022

Great and easy to use

Great and easy to use credit card with a fair system Reviewed on: 29th March 2022

Excellent all round

Slick application, fast decision, great app Reviewed on: 29th March 2022

Easy to use website

Quick and easy process to apply for credit. Start off with small amount of credit available but I'm happy with that. Reviewed on: 29th March 2022

Easy to deal with

Helped me to get a credit card when no one else would touch me Reviewed on: 29th March 2022

Brilliant credit card and app.

I think the app is so easy to understand and make a payment,it gives you all the information you need Reviewed on: 29th March 2022

Always

This little card is always ready to work for me.....never fails Reviewed on: 29th March 2022

No Hassle

Easy and straight forward application and you don't need to wait for pin in the post just login into your app. Reviewed on: 29th March 2022

very good

good company.to make this company realble acomodate nices services. god bless. Reviewed on: 29th March 2022

Excellent service

Fast good service and friendly, very helpful staff members. Highly recommended Reviewed on: 29th March 2022

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