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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Nice and easy

Easy to apply and use no unnecessary spam. Reviewed on: 29th March 2022

Amazing

Love them . They are fast and easy . Give it a try! Reviewed on: 29th March 2022

Great

This card helped me when I needed it most, cost of living went up but my salary didn’t and to have an emergency fund was so helpful. Reviewed on: 29th March 2022

Excellent user friendly service

My zopa credit card has given me an easy to use efficient and friendly service and I would definitely recommend this service to anyone looking for a reliable provider of credit services. Reviewed on: 29th March 2022

great

family do it all on line which is good Reviewed on: 29th March 2022

Great card. Easy to apply

Easy to apply. Easy to use with app on your phone and it also sends notifications when you have used your card. Reviewed on: 29th March 2022

Brilliant

From start to finish so easy to apply Reviewed on: 29th March 2022

Wonderful .

Great card well worth it. Able to use anywhere. Reviewed on: 29th March 2022

Zopa is quick and easy

App is very simple and easy to use. Payment reminders are sent via email and text which is great to keep you up to date. Reviewed on: 29th March 2022

Customers are their priority

Every time I use the card my spending is recorded and this helps me to monitor my spending and should my card be used fraudulently I can identify it easily also there is a credit cushion of money being banked for emergency purpose which is brilliant! Of all my cards Zopa is the best! Win win. Reviewed on: 29th March 2022

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