Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

The Best Credit Card Provider in the UK

Faultless service. The App I'd absolutely fantastic and staff are more than helpful. Other providers should take note! Thank you Zopa! Reviewed on: 29th March 2022

Friendly

Fast friendly service. Very good and information and service Reviewed on: 29th March 2022

helpful company

staff are friendly and helpful there app is user friendly Reviewed on: 29th March 2022

Absolutely amazing and helpful

Couldn’t ask for anymore and keep you up too date about everything Reviewed on: 29th March 2022

Fantastic quick and easy to use

Applying was quick and easy and arrived in a few days, app is quick to download with the help to keep you on track with payments Reviewed on: 29th March 2022

Highly recommended

Solid card. Highly recommended. Zopa card is the best credit card I use at the moment. Reviewed on: 29th March 2022

Brilliant start

Just what people need. Someone to give a chance to improve credit. Would definitely recommend Reviewed on: 29th March 2022

Great product...

I have found this card very useful in bad times. Reviewed on: 29th March 2022

Super Zopa

A wonderful credit card, easy to use app to keep track on spending ,and great interest rates too!! Reviewed on: 29th March 2022

Excellent choice for those looking to improve their credit score

Zopa is an excellent choice for those looking to improve their credit score. Great app and great customer service. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub